FinOnces vs Fiscify
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
FinOnces
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Take control of your finances with clarity and simplicity. FinOnces helps you track your income, expenses and financial habits in one beautiful and easy-to-use app. With clear charts, monthly insights and AI-powered summaries, you can finally understand where your money goes and make better decisions. Whether you want to manage daily spending, monitor your cards or discover patterns in your finances, FinOnces gives you the tools to stay in control. Key Features ⢠Clear financial overview See your monthly balance, income and expenses at a glance. ⢠Smart charts and insights Understand your spending with clean visual charts and category breakdowns. ⢠Track every transaction Keep all your activity organized and easy to review. ⢠Manage your payment methods Organize your credit cards and payment sources in one place. ⢠AI-powered financial reports Generate intelligent monthly summaries that highlight trends and insights. ⢠Compare months and discover patterns Identify changes in your spending habits over time. ⢠Private by design Your data stays on your device. No accounts required. FinOnces Pro Upgrade to FinOnces Pro to unlock advanced features including AI financial reports and deeper insights into your spending habits. FinOnces Pro is completely optional and removes ads while unlocking additional tools for power users. Take control of your money and understand your finances like never before. Terms of Use (EULA): https://chesterlp40.github.io/FinOnces-Legal/terms.html Privacy Policy: https://chesterlp40.github.io/FinOnces-Legal/privacy.html
Fiscify
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AI expense tracker without bank linking. Log by voice, scan receipts, import statements, and see your Financial Health Score. Fiscify helps you manage your money with no bank login. Powered entirely by your own data. Spot wasted subscriptions, stick to a budget, and know exactly what to do next. Talk or type in plain English; our AI parses amounts, categories, and dates so you spend less time logging and more time understanding your money. WHY FISCIFY? ⢠Natural language first: Type or speak a sentence like "$45 on sushi at Blue Fin last night" and the app fills in amount, payee, category, and date. No forms. (Free: 100 entries/month. Unlimited with Fiscify Plus.) ⢠AI expense tracker: Intelligent extraction understands "coffee at Starbucks $5.99," "gas 32.50 Shell," and bulk entries so you can log in seconds. ⢠Receipt scanner: Snap a photo of any receipt. AI extracts total, merchant, date, and category and creates the transaction for you. (Free: 15 scans/month. Unlimited with Fiscify Plus.) ⢠Statement import: Upload bank statement PDFs, Excel, or CSV. AI extracts transactions so you can review and add them in one go. (Free: 3 imports/month. Up to 10/month with Fiscify Plus.) ⢠Voice expense entry: Speak your expense hands-free; speech-to-text plus AI parsing means you can log on the go. ⢠Budget planner that sticks: Set monthly budgets by category, see progress at a glance, and stay on track with a clear dashboard. (Free: up to 2 budgets. Unlimited with Fiscify Plus.) ⢠Financial Health Score: One score for your spending control, budget adherence, savings rate, and debt trajectory, with a clear next step to improve it. (Free: current score. Fiscify Plus unlocks your full score history.) ⢠Subscription Hunter: Fiscify scans your transactions for recurring charges from streaming, apps, and memberships, so you can spot subscriptions quietly draining your budget and cancel what's not worth it. ⢠Recurring bills, tracked automatically: See exactly when every recurring bill or subscription is due next. (Fiscify Plus catches more repeating charges and lets you choose when you get nudged.) ⢠Debt payoff timeline: See every balance in one place with an estimated payoff date based on your own payments. (Fiscify Plus adds what-if scenarios for extra payments.) ⢠AI-powered financial insights: Ranked, descriptive insights into your spending, budget recommendations, and anomalies. Unlock unlimited insights with Fiscify Plus. ⢠One dashboard: Account balances, budget overview, cash flow (Sankey), Spending Runway, top categories, latest transactions, and duplicate/uncategorized surfacing. ⢠Full expense control: Edit categories, add notes and tags, attach receipts, and manage multiple accounts. (Free: up to 2 accounts. Unlimited with Fiscify Plus.) ⢠Transaction history: Free plan includes 90 days of history. Fiscify Plus unlocks your full history. Fiscify is built for people who want intelligent finance without the hassle: natural language and AI do the heavy lifting so you can focus on your financial health and goals. FISCIFY PLUS SUBSCRIPTION Fiscify Plus is an auto-renewable subscription that unlocks the full experience. ⢠Monthly plan: $7.99/month ⢠Annual plan: $49.99/year Payment will be charged to your Apple ID account at confirmation of purchase. Your subscription automatically renews unless cancelled at least 24 hours before the end of the current period. You can manage and cancel your subscription at any time in iPhone Settings > Apple ID > Subscriptions. No refunds for the unused portion of a term. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://fiscify.com/privacy-policy
Screenshots
Verdict
The clearest difference is iOS requirement: Fiscify at 15.0 against FinOnces's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. FinOnces sells 2 in-app purchases, starting at $1.99 per month and Fiscify sells 3 in-app purchases, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.
FinOnces ships an update every 2 days, Fiscify every 3 days. The most recent releases landed on October 23, 2026 and October 31, 2026 respectively.
| Parameter | FinOnces | Fiscify |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 days ā better | Every 3 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad | iPhone, iPad, iPod ā better |
| Requires iOS | 26.0 | 15.0 ā better |
| Further details ā not scored | ||
| Size | 15 MB | 77 MB |
| Age rating | 4+ | 4+ |
| Developer | Ezequiel Rasgido | Microbyte Software LLC |
In-app purchases
FinOnces
- FinOnces subscriptions$1.991 Month
- FinOnces subscriptions$19.991 Year
Fiscify
- Pro Monthly$7.991 Month
- Pro Yearly14 Days trial$59.991 Year
- Pro Yearly1 Year trial$59.991 Year









