Dipply vs sharepot

A cheap stock and a good business are not the same thing. Dipply tells you which one you are looking at. Every company gets a quality score from 0 to 100, built from its profitability, its cash generation, and its debt — and ranked against the companies it actually competes with, not against the market as a whole. An energy company and a software company top very different ladders, so Dipply scores them on their own. Banks, insurers and REITs are left unscored rather than judged by a rubric written for operating businesses. THREE QUESTIONS, THREE SCREENS * QUALITY — Is this a business worth owning? Margins, cash flow, and leverage, scored against its industry, with plain-language flags for the things that should give you pause: a dividend larger than the cash flow behind it, years of negative free cash flow, debt that the balance sheet cannot carry. The card names the industry it was ranked against and the year of the filings it read, and says when the same company looks different measured against the whole market. * VALUATION — Is it cheap right now? The multiples that matter, each one explained on tap, measured against the company's own history rather than a rule of thumb — and the price read against what the company is expected to earn next, not only what it already earned. * TIMING — Has it actually dipped? The Dip Score, a 0-100 reading of how far a stock is trading below its own trend, with a heads-up when an earnings report is days away or has just landed. WHAT ELSE IS IN HERE * ALERTS — Dipply checks after the market closes and tells you when a stock has dipped, so a dip does not depend on you remembering to look. Alerts on market-wide dips are free. Premium adds the stocks on your own watchlist, at a level you set. Tap an alert and it opens the stock it names. * TODAY'S DIPS AND SPIKES — The stocks that moved, with the business behind each move named, and filterable down to the ones that pass on quality. * WATCHLIST — Keep the companies you are following in one place, with their scores. * FINANCIALS — Revenue, earnings, cash flow, dividends, and share count, charted over the years, so you can see the direction rather than one quarter's headline. * SEARCH — Any listed company, in a couple of taps. DIPPLY PREMIUM The free version gives you the full analysis on any company you look up. Premium adds an unlimited watchlist, alerts on the stocks in it, the complete dip and spike lists rather than the first ten, quality filtering on both lists, and removes ads. Dipply is a research tool, not an advisor. Nothing in the app is investment advice, and a score is a starting point for your own work rather than a substitute for it. * Apple Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ *

sharepot is the easiest way to split shared expenses – with roommates, on trips, or at dinner. No account, no sign-up: open the app, create a pot, go. HOW IT WORKS • Create a "pot" for your flat, trip, or occasion • Log who paid what • sharepot works out who owes whom how much • Settle up with a few smart transfers LIVE TOGETHER – FREE • Share a pot via link, QR code, or join code • Changes appear instantly for every member • Nobody has to register • "Mark as paid" keeps balances up to date • Write protection: lock the whole pot as its creator, or single expenses as their author • Home Screen widget: add an expense, a payment or a receipt with one tap — it deliberately shows no amounts • Apple Watch: add an expense right from your wrist – pick a pot, the amount, a title PAYING MADE EASY • Balances always show who owes whom • Pay directly via shared payment methods: PayPal, Revolut, Wise, Cash App, Monzo, or IBAN with banking QR • Reminders for open debts go straight to your Reminders app SHAREPOT PRO – yearly subscription or one-time purchase • Unlimited pots • Uneven splits: by percent or exact amounts • Statistics per pot and budget with traffic light • Recurring expenses (rent, streaming …) • Receipt scanner: capture amount and date from a photo • Export as PDF, CSV (Excel), or text • Custom categories and sharing your own payment methods PRIVATE BY DESIGN • No registration, no tracking, no ads • Local pots never leave your device – only what you share is shared • Payment methods are end-to-end encrypted – readable only by the person you share them with • Foreign currencies with a locked-in rate Simple mode for a quick start, advanced mode with every feature – your choice. SHAREPOT PRO AT A GLANCE • Yearly subscription with automatic renewal (1 year) or a one-time "Lifetime" purchase • The subscription renews unless it is cancelled at least 24 hours before the end of the period in your App Store settings • Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ • Privacy Policy: https://sharepot.axeptdesign.com/privacy/