FIRE Path vs sharepot

FIRE Path is the most complete financial independence planner on iPhone. Enter your accounts, income, and spending, then watch your path to early retirement come into focus. YOUR FI NUMBER, CALCULATED FROM YOUR REAL LIFE Most FIRE calculators use guesswork. FIRE Path builds your projection from your actual salary, RSU vesting schedule, 401(k) contributions, Roth IRA, taxable accounts, home equity, and spending, then calculates exactly when you hit financial independence. FOUR PATHS TO FREEDOM Switch between Standard FIRE, Barista FIRE, Coast FIRE, and Lean FIRE with a tap. See how cutting your spending, picking up part-time work, or letting compound growth do the heavy lifting changes your timeline. STRESS-TEST YOUR PLAN - Monte Carlo simulation: Run 1,000+ market scenarios and see the probability your money lasts 30, 40, or 50 years - Historical backtesting: Test your plan against every market cycle from 1871 to present. Would your strategy have survived the Great Depression? The dot-com crash? The 2008 crisis? - Withdrawal strategy modeling: Compare the 4% rule, Guyton-Klinger guardrails, variable percentage withdrawal, and more THE ADVANCED TOOLS SERIOUS PLANNERS NEED - Roth conversion ladder planner: Optimize year-by-year conversions to fill tax bracket headroom before RMDs hit - Social Security optimizer: Compare claiming at 62, 67, or 70 with spousal benefit coordination - ACA healthcare subsidy modeling: Find the income level that maximizes your marketplace subsidy before Medicare kicks in - Withdrawal order optimizer: Tax-efficient drawdown sequence across taxable, tax-deferred, and Roth accounts - IRMAA planner: Avoid Medicare premium surcharges with income-aware retirement projections - Mega backdoor Roth: Model after-tax 401(k) contributions and in-plan Roth conversions - Phased spending: Set different spending levels for go-go years, slow-go years, and no-go years TRACK EVERYTHING IN ONE PLACE Net worth, asset allocation, savings rate, emergency fund coverage, debt payoff timelines, 529 college projections, RSU vesting with live stock prices, and home equity — all in one clean dashboard. ON-DEVICE AI ASSISTANT Ask your AI anything: "How much do I need to retire at 45?" "What happens if I take Social Security early?" "What's my ACA cliff?" It knows your full financial picture and answers with your actual numbers. BUILT FOR PRIVACY All data stays on your device and syncs privately via iCloud. No accounts to create. No data sold. Face ID protection available. ALSO INCLUDES - What-If scenario builder, model job changes, windfalls, early retirement dates - Full federal + state tax engine (all 50 states) - iOS Home Screen widgets - Dark mode

sharepot is the easiest way to split shared expenses – with roommates, on trips, or at dinner. No account, no sign-up: open the app, create a pot, go. HOW IT WORKS • Create a "pot" for your flat, trip, or occasion • Log who paid what • sharepot works out who owes whom how much • Settle up with a few smart transfers LIVE TOGETHER – FREE • Share a pot via link, QR code, or join code • Changes appear instantly for every member • Nobody has to register • "Mark as paid" keeps balances up to date • Write protection: lock the whole pot as its creator, or single expenses as their author • Home Screen widget: add an expense, a payment or a receipt with one tap — it deliberately shows no amounts • Apple Watch: add an expense right from your wrist – pick a pot, the amount, a title PAYING MADE EASY • Balances always show who owes whom • Pay directly via shared payment methods: PayPal, Revolut, Wise, Cash App, Monzo, or IBAN with banking QR • Reminders for open debts go straight to your Reminders app SHAREPOT PRO – yearly subscription or one-time purchase • Unlimited pots • Uneven splits: by percent or exact amounts • Statistics per pot and budget with traffic light • Recurring expenses (rent, streaming …) • Receipt scanner: capture amount and date from a photo • Export as PDF, CSV (Excel), or text • Custom categories and sharing your own payment methods PRIVATE BY DESIGN • No registration, no tracking, no ads • Local pots never leave your device – only what you share is shared • Payment methods are end-to-end encrypted – readable only by the person you share them with • Foreign currencies with a locked-in rate Simple mode for a quick start, advanced mode with every feature – your choice. SHAREPOT PRO AT A GLANCE • Yearly subscription with automatic renewal (1 year) or a one-time "Lifetime" purchase • The subscription renews unless it is cancelled at least 24 hours before the end of the period in your App Store settings • Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ • Privacy Policy: https://sharepot.axeptdesign.com/privacy/