OrbitXPay vs Pafet App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OrbitXPay
Spend your stablecoins worldwide using Visa-powered cards. This app allows you to convert stablecoins to fiat for purchases at millions of merchants, with options for physical and virtual cards, ATM withdrawals, and premium benefits.
- Spend stablecoins like cash worldwide
- Visa-powered physical and virtual cards
- Non-custodial wallet for stablecoin control
- Low Forex fees (as low as 1%)
- No spending limits
- ATM withdrawals globally
- Premium card benefits (cashback, lounge access)
Read full descriptionHide full description
OrbitX is a global money app built for freelancers, agencies, and businesses that move money across borders. Multi-currency accounts, stablecoin payments, and card spending in one platform. Clients pay you in fiat or crypto. You hold in USDC or USDT. You send however the recipient needs it. No volatility. No conversion surprises. Why OrbitX? - 5 Named Virtual Accounts: Receive money like a local in the US, UAE , Brazil, Mexico, and Nigeria . All in one place. Each account carries your name, so clients see exactly who they're paying. - Global Payouts: Send payouts to 80+ countries directly from your stablecoin balance. Recipients get local currency in their bank account. No wires, no waiting. - Crypto Payouts: Send USDT or USDC directly to any wallet. Fast, borderless, no intermediaries. - Fiat On/Off Ramps: Receive fiat and it automatically converts to stablecoins. When you spend or send payouts, stablecoins convert back. Cash Account for savings and payouts. Card Account for spending. Move between them instantly. - Spend Anywhere: Virtual Visa cards (physical cards launching soon) accepted at 150M+ merchants worldwide. Spend your stablecoin balance anywhere Visa is accepted, online or in- store. - Built on Stablecoins: Real-time conversion while spending. Lower costs compared to traditional rails. Crypto in the backend. Simple experience upfront. - You Stay in Control: Self-custodial wallet. Full access to your private key. Your money sits in your wallet. We can’t freeze it, move it, or touch it. - Transparent Pricing: Forex starting as low as a few bps. No hidden surprises. - Quick Setup: Your account is live in under 24 hours. 2 stablecoins. 5 bank accounts. 80+ payout countries. One platform. Experience Borderless Banking. Download OrbitX.
Pafet App
This app helps freelancers and remote workers get paid in USD by global clients. It provides a US bank account, an invoicing tool, and a virtual card to manage international earnings efficiently.
- Virtual US bank account
- Professional invoice generator
- Virtual card for online payments
- Fair currency exchange rates
- Instant USD deposits
- Automated payment reminders
Read full descriptionHide full description
GET PAID IN USD, EUR & GBP BY GLOBAL CLIENTS Pafet is the ultimate financial toolkit for African freelancers, remote workers, and content creators. We give you everything you need to earn globally and keep more of what you make. Stop losing money to high fees, terrible exchange rates, and payment delays. With Pafet, you get dedicated USD, EUR, and GBP accounts, a professional invoicing tool, and a virtual dollar card—all in one app. WHY CHOOSE PAFET? Get USD, EUR & GBP Accounts Receive payments from clients anywhere in the world. You get personal account numbers in your name in US Dollars, Euros, and British Pounds—so clients can pay you just like a local business. Your money lands in your Pafet wallet fast. Virtual Dollar Card for Global Spending Stop getting rejected by international merchants. The Pafet Virtual Card works globally. Pay for Facebook, Instagram, and Google Ads. Subscribe to Apple Music, Spotify, Netflix, and Zoom. Shop on Amazon, AliExpress, and pay for software tools. Professional Invoice Generator Look professional and get paid faster. Create branded invoices in minutes directly within the app. Add your services, set payment terms, and send them to clients. We track views and send automatic payment reminders so you don’t have to. Fair Exchange Rates to Naira Don’t settle for low bank rates. Convert your hard-earned USD, EUR, or GBP to Naira at transparent, competitive market rates. Withdraw funds directly to any Nigerian bank account instantly. HOW IT WORKS Sign up in minutes: Get verified and access your wallets. Invoice your clients: Send professional invoices with your new banking details attached. Get Paid: Money arrives in your USD, EUR, or GBP account. Spend or Withdraw: Use your Virtual Card for online expenses or swap to Naira and cash out. WHO IS PAFET FOR? Freelancers: Receive payments from platforms like Upwork, Fiverr, and direct clients. Remote Workers: Receive your international salary without the hassle. Content Creators: Get paid for brand deals and monetize your content. Consultants: Invoice global clients effortlessly. SECURITY YOU CAN TRUST Your security is our priority. Pafet uses bank-grade encryption to ensure your money and data are always safe. Download Pafet today. Start keeping more of what you earn. NEED HELP? We are here for you. Email: hello@help.usepafet.com Website: usepafet.com Twitter/IG: @UsePafet
Screenshots
Verdict
OrbitXPay and Pafet App both sit at 2.5 stars, but that hides the real split: 91% of OrbitXPay's written reviews are positive against 60% of Pafet App's. Pafet App's advantage is ratings volume (6 vs 2). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OrbitXPay holds the better App Store score, 2.5 against 2.3. Both are backed by a comparable volume of ratings — 2 and 6 respectively. Written reviews point the same way: 91% of OrbitXPay's written reviews are positive against 60% of Pafet App's.
OrbitXPay ships an update fortnightly, Pafet App every 3 weeks. Both last shipped on October 24, 2026.
| Parameter | OrbitXPay | Pafet App |
|---|---|---|
| Price | Free | Free |
| Rating | 2.5 (2 ratings) — better | 2.3 (6 ratings) |
| Positive reviews | 90.9% of reviews — better | 60.0% of reviews |
| Number of ratings | 2 | 6 — better |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 55 MB | 140 MB |
| Age rating | 17+ | 17+ |
| Developer | OrbitX Network Group | Pafet Technologies Limited |
Customer experience
OrbitXPay
Pafet App
In-app purchases
OrbitXPay
No in-app purchases
Pafet App
No in-app purchases









