OrbitXPay vs Bobby

OrbitX is a global money app built for freelancers, agencies, and businesses that move money across borders. Multi-currency accounts, stablecoin payments, and card spending in one platform. Clients pay you in fiat or crypto. You hold in USDC or USDT. You send however the recipient needs it. No volatility. No conversion surprises. Why OrbitX? - 5 Named Virtual Accounts: Receive money like a local in the US, UAE , Brazil, Mexico, and Nigeria . All in one place. Each account carries your name, so clients see exactly who they're paying. - Global Payouts: Send payouts to 80+ countries directly from your stablecoin balance. Recipients get local currency in their bank account. No wires, no waiting. - Crypto Payouts: Send USDT or USDC directly to any wallet. Fast, borderless, no intermediaries. - Fiat On/Off Ramps: Receive fiat and it automatically converts to stablecoins. When you spend or send payouts, stablecoins convert back. Cash Account for savings and payouts. Card Account for spending. Move between them instantly. - Spend Anywhere: Virtual Visa cards (physical cards launching soon) accepted at 150M+ merchants worldwide. Spend your stablecoin balance anywhere Visa is accepted, online or in- store. - Built on Stablecoins: Real-time conversion while spending. Lower costs compared to traditional rails. Crypto in the backend. Simple experience upfront. - You Stay in Control: Self-custodial wallet. Full access to your private key. Your money sits in your wallet. We can’t freeze it, move it, or touch it. - Transparent Pricing: Forex starting as low as a few bps. No hidden surprises. - Quick Setup: Your account is live in under 24 hours. 2 stablecoins. 5 bank accounts. 80+ payout countries. One platform. Experience Borderless Banking. Download OrbitX.

Meet Bobby, your companion for thinking through the market. Ask about a supported asset, such as a stock or crypto asset, by typing or using optional dictation on compatible devices. Bobby brings three perspectives to the discussion: an opportunity view, a risk challenge and a synthesis of the evidence. SIX LANGUAGES, LOCAL MARKET CONTEXT Use Bobby in English, Spanish, French, Portuguese, Italian or German. Change the language in Profile. Portuguese voice and dictation follow the device's Portugal or Brazil language setting. Search supported local stocks by name or ticker; original exchange symbols and quote currencies are retained. A READING YOU CAN REVISIT See market context, a chart, source timestamps and a conditional conclusion. Save a reading on your device and return to its reasoning later. A Wait result is a useful answer when the evidence is not sufficient. CHOOSE THE DEPTH Quick, Deep and Max offer different analysis depths. Guest readings and signed-in levels have usage limits; availability and remaining allowances appear in the app. Some levels require Sign in with Apple. YOUR COMPANION, YOUR PROGRESS Choose a companion, customize your profile and explore Trader Land. An optional Apple account synchronizes progress. Your island stays private until you choose to publish it. Public islands include reporting and creator blocking. YOUR CHOICE ABOUT AI External AI processing of your analysis requires your permission. You can review the notice and withdraw permission from Profile. Optional dictation uses Apple speech recognition. When an on-device model is unavailable, Apple’s speech service is used only with your separate consent. You can always type instead. Optional narration can be muted. Bobby is a market analysis and educational tool. The iPhone app does not connect wallets, execute trades or move funds. Analyses may be incomplete or incorrect, and market data may be delayed. Nothing in Bobby is a promise of returns or personalized investment advice. You decide what to do. Privacy: https://bobbyprotocol.xyz/privacy?lang=en Support: https://bobbyprotocol.xyz/support?lang=en BOBBY PRO (OPTIONAL) Bobby Pro is an optional auto-renewing monthly subscription: unlimited Quick reads (fair use) plus 60 Deep and 10 Max analyses every 30 days. The price is shown in your currency before you buy. Payment is charged to your Apple Account at confirmation. The subscription renews automatically unless it is canceled at least 24 hours before the end of the current period; manage or cancel it in Settings › Apple Account › Subscriptions. Restore Purchases is in Profile. The optional weekly briefing is limited to eligible active paid Pro accounts and requires separate permissions. Availability and scheduling appear in Profile. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/