Comparison

NetWorthEasy vs Credit Card Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NetWorthEasy

Track your financial health by easily adding assets and liabilities to calculate your net worth. Link financial items to visualize your equity and monitor your progress with a convenient home screen widget. Feature suggestions are welcomed for future updates.

Highlights
  • Add assets and liabilities
  • Calculate net worth
  • Link liabilities to assets
  • Home screen widget
  • Track equity
Features
Read full description

Net Worth Easy is a private, no-subscription way to track your personal net worth. Add the things you own, add what you owe, and see the bigger picture in seconds. Net Worth Easy keeps the workflow simple: no bank logins, no account syncing, no recurring fees, and no financial data leaving your phone. With the redesigned experience, you can: • Track total net worth, assets, liabilities, and recent change • Organize assets by category, including cash, investments, real estate, vehicles, business, and other assets • Organize liabilities by debt type, including mortgages, auto loans, credit cards, student loans, personal loans, and other balances • Link loans to assets so you can see real equity, not just gross value • Review net worth trends over time with clear charts • Add assets and liabilities quickly from one central flow • See Last Updated timestamps for every item • Get reminders when an asset or liability has not been updated in about a month • Add a home screen widget for a quick net worth snapshot Net Worth Easy is built for people who want a clean manual tracker instead of another finance app asking for bank credentials. It is especially useful for tracking homes, cars, loans, investments, cash, and other balances that do not always live neatly in one bank account. Your numbers stay on your phone. Buy once, keep it forever.

About

Credit Card Tracker

This app helps you maximize rewards and savings from your credit cards. It tracks perks, statement credits, and points, offering AI-powered advice to ensure your cards always pay you back more than they cost. Get personalized recommendations and automated offer management.

Highlights
  • Maximize cashback and offers
  • Track statement credits automatically
  • Redeem points at peak value
  • AI agent for personalized advice
  • See which card earns the most
  • Track points portfolio
  • Annual fee advisor
Features
Currently charting
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CardStack helps you save $500+ every year on the credit cards you already carry. Maximize cashback and offers, never miss a statement credit, redeem your points at peak value, and let our AI agent do the heavy lifting — so your cards always pay you back more than they cost. Stop leaving money on the table. Start with CardStack. FEATURES: - SAVE MORE WITH CARD-LINKED OFFERS Automatically add Amex and Chase offers to your cards so you earn cashback and statement credits on purchases you're already making. Browse active offers, see personalized picks matched to your spending, and track every redemption — all in one place. - NEVER MISS A STATEMENT CREDIT Track every credit across all your cards automatically — dining, travel, streaming, airline, and more. See which credits are available, which are expiring soon, and which you've already used. Get reminders before you lose them. - USE THE RIGHT CARD, EVERY TIME Instantly see which card earns the most for dining, travel, groceries, gas, and every other category. Whether you're booking a flight or grabbing coffee, CardStack tells you the best card to pull out — so you never miss points or cashback. - STACK AI AGENT — YOUR PERSONAL CARD ADVISOR Meet Stack, a conversational AI agent that knows your entire card portfolio. Ask it anything: "What's the best card for this hotel booking?" "Am I missing any credits this month?" "Compare my Sapphire Reserve vs. Platinum for a trip to Tokyo" "How much value am I leaving on the table?" Stack doesn't just answer — it takes action. It can mark credits as redeemed, set reminders, update your points balances, and generate weekly spending reports showing exactly where you earned and where you missed. - SEE HOW MUCH YOU'RE EARNING (AND MISSING) Connect your bank securely with Plaid and unlock full spending analysis: See points earned vs. points missed on every transaction Get your optimization score — what percentage of spend hit the best card View breakdowns by category: flights, hotels, restaurants, groceries, and more Get "Fix My Stack" recommendations showing exactly which card to swap in - TRACK YOUR POINTS PORTFOLIO Monitor balances across Amex Membership Rewards, Chase Ultimate Rewards, Capital One Miles, Citi ThankYou, and more. See estimated cash values, explore transfer partners, and know exactly what your points are worth. - COVER YOUR ANNUAL FEES — OR CANCEL WITH CONFIDENCE CardStack's Renewal Advisor calculates whether each card pays for itself based on your real usage. When your annual fee posts, get a clear verdict: keep, downgrade, or cancel — backed by data, not guesswork. - SMART NOTIFICATIONS THAT SAVE YOU MONEY Credits expiring soon Annual fee renewal approaching Offers about to expire Missed optimization opportunities AI-generated insights based on your spending - CARDSTACK+ UNLOCKS THE FULL SYSTEM Upgrade to unlock powerful automation and intelligence: Stack AI Agent with full conversation history Secure bank sync with Plaid for automatic transaction analysis Auto-detect statement credits from your transactions Earned vs. missed rewards analysis across every purchase Safari extension that shows the best card while you shop Automatically add Amex & Chase offers Weekly AI spending reports and optimization scores Personalized "Fix My Stack" recommendations Sync across all your devices YOUR CARDS ARE COSTING YOU — OR PAYING YOU. KNOW WHICH. CardStack turns your credit cards into a money-saving system. Every credit tracked. Every offer captured. Every purchase optimized. Download CardStack and start saving. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

NetWorthEasy4 screens
Credit Card Tracker4 screens

Verdict

The call

The clearest difference is price: Credit Card Tracker at Free against NetWorthEasy's $4.99. Credit Card Tracker also leads on ratings volume (47 vs 4) and chart position (#184 vs unranked). NetWorthEasy's advantage is in-app purchases (none vs 3) and rating (5.0 vs 4.6). On review sentiment, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Credit Card Tracker is free to download; NetWorthEasy costs $4.99 up front. Credit Card Tracker sells 3 in-app purchases, starting at $12.99 per month. NetWorthEasy asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

NetWorthEasy holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Credit Card Tracker has 47 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 100% of NetWorthEasy's written reviews are positive against 94% of Credit Card Tracker's.

UpkeepUpdate frequency

NetWorthEasy ships an update every 4 weeks, Credit Card Tracker fortnightly. The most recent releases landed on October 14, 2026 and October 17, 2026 respectively.

Scorecard6 real differences · 5 level
NetWorthEasy versus Credit Card Tracker: the parameters behind the verdict, then further details
ParameterNetWorthEasyCredit Card Tracker
Price$4.99Free — better
Rating5.0 (4 ratings) — better4.6 (47 ratings)
Positive reviews100.0% of reviews — better94.4% of reviews
Number of ratings447 — better
Update frequencyEvery 4 weeksFortnightly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationPaidFreemium — better
Best chart rank—#184 — better
DevicesiPhoneiPhone, iPad — better
Requires iOS18.217.0 — better
Further details — not scored
Size2 MB252 MB
Age rating4+4+
DeveloperJoshua FordSPACE ROBOTS INC

Customer experience

NetWorthEasy

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Credit Card Tracker

All ratings47 ratings
Positive91.5%
Neutral0.0%
Negative8.5%
Written reviews18 reviews
Positive94.4%
Neutral0.0%
Negative5.6%

In-app purchases

None

NetWorthEasy

No in-app purchases

3 purchases

Credit Card Tracker

Subscriptions2
  • CardStack+7 Days trial$12.991 Month
  • CardStack+7 Days trial$89.991 Year
One-time1
  • CardStack+ Lifetime$239.99

Questions

Is NetWorthEasy free?
NetWorthEasy costs $4.99, with no in-app purchases.
Is Credit Card Tracker free?
Credit Card Tracker is free to download, with in-app purchases available.
Which has better reviews, NetWorthEasy or Credit Card Tracker?
NetWorthEasy is rated higher. NetWorthEasy averages 5.0 out of 5 from 4 ratings, while Credit Card Tracker averages 4.6 from 47 ratings.
Do NetWorthEasy or Credit Card Tracker have ads?
Neither NetWorthEasy nor Credit Card Tracker shows ads.
Which is updated more often, NetWorthEasy or Credit Card Tracker?
NetWorthEasy ships an update every 4 weeks, and Credit Card Tracker fortnightly. Most recently, NetWorthEasy was updated on October 14, 2026 and Credit Card Tracker on October 17, 2026.

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