SumBuddy vs Split AI

No spreadsheets. No sign-ins. No calculators flying around the table. Just open the app, enter what’s on the bill, and let us handle the rest: tax, tip, and who owes what. Perfect for dinners out, weekend trips, or everyday life with roommates. Split evenly, by item, or however fits best. Then send everyone a clean, simple summary that actually makes sense. Easy, clear, and honestly a relief.

Split AI makes splitting expenses and tracking spending effortless — powered by AI, completely free, with no ads or hidden paywalls. WHETHER YOU'RE SPLITTING BILLS OR TRACKING SOLO Create groups for trips, roommates, dinners, or home expenses. Add members, assign shares, and let Split AI handle the math. See who owes what at a glance with real-time balance tracking. AI-POWERED EXPENSE ENTRY Skip the manual work. Use AI Scan to photograph receipts and auto-extract amounts, or type a quick phrase like "Dinner 450" and let AI Quick Entry do the rest — category, amount, and description filled in automatically. SMART SPENDING ANALYTICS Get a complete picture of where your money goes. Monthly spending charts, category breakdowns, and an AI-generated Spending Score help you spot trends, catch spikes, and stay on track. AI INSIGHTS THAT ACTUALLY HELP Split AI doesn't just show numbers — it tells you what they mean. Get personalized recommendations like flagging unclassified transactions, detecting unusual spending spikes, and actionable savings tips tailored to your habits. BUILT FOR REAL LIFE - Split by percentage, shares, or equal amounts - 100+ currencies with INR, USD, EUR, and more - Offline mode — works without internet - 10+ expense categories to organize spending - Recurring expenses for subscriptions and bills - Export your data anytime - Available in 7+ languages - Cloud sync across devices 100% FREE. NO CATCH. Every feature is included — unlimited groups, unlimited expenses, AI scans, insights, analytics, charts, and graphs. No premium tier, no ads, no subscriptions. Download Split AI and take control of your shared and personal expenses today.