Fealthy vs Lydian Pay

Why Fealthy? ● All your accounts together Monobank connects with your consent in the bank's own app, and new transactions arrive on their own. Add cash and your other accounts by hand. Upload statements from other banks as files: PrivatBank, Raiffeisen, PUMB, Revolut, Wise and more are supported. ● Auto-categories and analytics Transactions land in categories on their own, based on the merchant, the bank's data and your own rules. Charts and widgets show where the money goes, and Insights has NBU and bank exchange rates. ● An AI chat about your money Ask where this month's money went, or send a statement or a photo of one: the chat reads the transactions and shows them before anything is imported. It only proposes changes to your data, and nothing changes until you confirm. ● Budgets and a shopping list Set a limit for a day, a week, a month or a year, for categories, accounts or labels. Fealthy alerts you when a limit is nearly used up, and the shopping list shows how much will be left in the budget. ● Payment calendar Add subscriptions, regular and one-off payments: the calendar shows what is due and when. Reminders keep you from missing one. ● Goals, debts and deposits Give a goal an amount and a date, and Fealthy suggests how much to set aside. You can also track debts, deposits and OVDP (Ukrainian government bonds): who owes whom, when a term ends, when the next coupon arrives. ● Control and security Sign in with a passcode, Face ID or a fingerprint. Your accounts and transactions are stored on Google Cloud in Europe. An account can be shared with another person as view-only. Fealthy is not a bank: your money stays in your banks.

Lydian POS turns your iPhone or iPad into a payment terminal. Take crypto and stablecoin payments from customers in person, settle in local currency, and skip the hardware entirely. HOW A PAYMENT WORKS Enter the sale amount. Lydian POS generates a payment QR code that your customer completes from their own digital asset wallet – they don’t need a Lydian account to pay you. When the network confirms the payment, you see it on screen and a receipt is available for your customer. GET PAID, KEEP CONTROL - Keep it simple. They pay in digital assets, you receive local currency right to your bank account. - No chargebacks. A confirmed payment is final, so a completed sale stays completed. - No hardware. The iPhone or iPad you already own is the terminal. Nothing to buy, rent, or replace. - Keep your refund terms as they are. Accepting digital assets doesn't change how you handle returns. RUN YOUR BUSINESS - Every payment is recorded in your Lydian Merchant Portal, so reconciliation and bookkeeping stay straightforward. - Sell wherever you operate. A fixed location, a temporary site, a delivery, or a customer visit are all supported. - Reach customers that card networks don't serve well. International visitors and digital asset holders can pay you directly. - Multiple staff, one account. Add devices in the Lydian Merchant Portal. SET UP Create a Lydian merchant account and complete business verification. Once you’re approved, enter the sale amount and accept your first payment. Eligibility depends on where your business is registered and is confirmed before you complete verification. SUPPORTED ASSETS AND NETWORKS Major digital assets (USDT, USDT, BTC, ETH, TRX, and more), across major blockchains (Ethereum, Tron, Polygon, Solana, Arbitrum, Base, Bitcoin). To access the full list, visit lydian.com. SECURITY AND CUSTODY Lydian never takes custody of your money. Account access is protected by your device’s Face ID, Touch ID, or your device passcode, plus verification on your Lydian merchant account. PART OF LYDIAN Lydian builds payment infrastructure for digital assets. Alongside Lydian POS for businesses, the Lydian Wallet allows individuals to hold and manage digital assets, and the Lydian Card allows them to spend those assets wherever the card is accepted. SUPPORT Need more assistance? Email our team directly at pos-support@lydian.com or visit lydian.com/faq-business for general FAQs. IMPORTANT INFORMATION The value of digital assets can fluctuate. Digital asset transactions are irreversible. Merchants select which wallets, assets and networks they accept. Not all customer wallets can complete a payment on every network. Availability is limited to eligible markets and is subject to change and regulatory approval.