KVB vs KredMe
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
KVB
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KVB - Netshield app is an authenticator app which can be used as an additional authentication factor for KVB Internet Banking application. KVB - Netshield is an OTP generation app for approving transactions done through KVB Internet Banking Application. To avail this functionality, Customer must approach the nearest Bank branch for enabling this application as an additional authentication factor for their INB transactions. Once Bank approves the request, Customer can be able to register successfully. User can generate online OTP only after successful completion of Registration process and Login into the KVB - Netshield Application with Active internet connection. The user can use the below other options present in the application. i)Alternate Login Methods. ii)Un-Register. iii)Logout.
KredMe
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KredMe โ Credit Card Rewards, Simplified You have multiple credit cards. Each one gives better rewards at different places. Keeping track of which card to use where is a pain โ KredMe does it for you. Add your cards, search for a merchant, and instantly see which card earns you the most. It's that simple. What you get - Best card picks for 100+ popular Indian merchants - Recommendations by category โ food, travel, fuel, shopping, and more - iOS Shortcut support โ get a notification the moment you open an app - Spend cap tracking so you know when a card's rewards run out - Home screen widget for quick glances - Works fully offline, no account required Built for India. KredMe โ Credit Card Rewards, Simplified You have multiple credit cards. Each one gives better rewards at different places. Keeping track of which card to use where is a pain โ KredMe does it for you. Add your cards, search for a merchant, and instantly see which card earns you the most. It's that simple. What you get - Best card picks for 100+ popular Indian merchants - Recommendations by category โ food, travel, fuel, shopping, and more - iOS Shortcut support โ get a notification the moment you open an app - Spend cap tracking so you know when a card's rewards run out - Home screen widget for quick glances - Works fully offline, no account required Built for India
Screenshots
Verdict
The clearest difference is update cadence: KredMe at every 4 days against KVB's every 4 months. KVB's advantage is iOS requirement (14.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
KVB ships an update every 4 months, KredMe every 4 days. The most recent releases landed on September 15, 2026 and September 23, 2026 respectively.
| Parameter | KVB | KredMe |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 months | Every 4 days โ better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 14.0 โ better | 16.0 |
| Further details โ not scored | ||
| Size | 210 MB | 57 MB |
| Age rating | 17+ | 4+ |
| Developer | THE KARUR VYSYA BANK LIMITED | Niladri Mohanty |
In-app purchases
KVB
No in-app purchases
KredMe
No in-app purchases









