Comparison

Lumen Budget vs Subscription Manager

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lumen Budget

Take control of your finances with a simple, fast budgeting experience. Create custom budgets, track spending automatically or manually, and visualize your financial progress with clear charts. Stay informed with smart notifications and enjoy a secure, organized approach to managing your money.

Highlights
  • Automatic transaction sync
  • Customizable budgets
  • Fast manual transaction entry
  • All accounts in one place
  • Interactive spending charts
  • Smart notifications
  • Secure bank-level encryption
Features
Read full description

Lumen Budget helps you take control of your money with a clean, fast experience built for everyday use. Create budgets that fit your life, track spending in seconds, and see your progress with clear visuals. What's New in 2.1 Automatic transaction sync: Securely connect your bank account through Plaid and import transactions automatically, no more manual entry for everyday purchases. Smart notifications: Stay on track with timely alerts about budgets, spending, and account activity. Refreshed interface: Enjoy improved navigation and a more polished experience throughout the app. Why you'll love it Monthly budget that just works: A main budget auto-tracks each calendar month, so you always know where you stand. Custom budgets for anything: Add flexible budgets for trips, categories, or short-term goals, set names, amounts, dates, and (optionally) categories. Fast transaction entry: Add income or expenses in a few taps with smart numeric fields designed for money, or let bank sync handle it for you. All accounts in one place: Create cash, checking, savings, credit, and more, and assign icons for a personalized, glanceable view. See trends instantly: Interactive charts with adjustable date ranges turn raw numbers into insights you can act on. Security that feels invisible: Private by design with secure sign-in, optional Face ID / Touch ID, and bank-level encryption through Plaid. Thoughtful details: colorful account icons, tidy lists, and helpful prompts keep everything organized and easy to use. Designed for real life Whether you're building savings, paying down debt, or just want to stop overspending, Lumen Budget gives you the structure and visibility to make better choices—without getting in your way. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Subscription Manager

Features
Read full description

SubKit is the simplest way to track, manage, and cancel every subscription, recurring bill, and automatic payment in one place before they quietly drain your budget. WHY SUBKIT • Track subscriptions - streaming, software, gym, utilities, and more • Smart renewal alerts so you never get charged by surprise • See exactly what you're spending, and where you can cancel and save • Multi-currency support for subscriptions billed from anywhere • Flexible billing cycles - weekly, monthly, yearly, or custom DESIGN & EXPERIENCE Built with a modern frosted-glass interface for a clean, native iOS feel. Add SubKit widgets to your Home Screen for an at-a-glance view of upcoming renewals, and check your subscriptions right from your wrist with full Apple Watch support. PRIVACY FIRST Your subscription data stays on your device. No account required, no data selling. SPENDING INSIGHTS Get a clear breakdown of your monthly and yearly subscription spend, spot recurring charges you forgot about, and make smarter decisions about what to keep and what to cancel. GLOBAL READY SubKit speaks your language - available in 30+ languages so you can manage your subscriptions comfortably, wherever you are. FEATURES AT A GLANCE - Subscription tracking - Smart renewal & payment reminders - Home Screen widgets - Apple Watch app - iCloud sync across all your devices - Multi-currency support - Spending analytics & insights - On-device privacy, no account needed - 30+ languages supported - Dark mode & frosted-glass design Stop losing track of what you're paying for. Download SubKit and take control of your subscriptions today. Privacy Policy: https://iamrajdev.github.io/myapps/subkit-privacy.html Terms & Conditions: https://iamrajdev.github.io/myapps/subkit-terms.html

Screenshots

Lumen Budget4 screens
Subscription Manager4 screens

Verdict

The call

The clearest difference is update cadence: Subscription Manager at weekly against Lumen Budget's every 4 months. Subscription Manager also leads on device support (4 vs 1) and iOS requirement (15.0 vs 26.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Lumen Budget sells 2 in-app purchases, starting at $4.99 per month and Subscription Manager sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Lumen Budget ships an update every 4 months, Subscription Manager weekly. The most recent releases landed on October 22, 2026 and October 14, 2026 respectively.

Scorecard3 real differences · 7 level
Lumen Budget versus Subscription Manager: the parameters behind the verdict, then further details
ParameterLumen BudgetSubscription Manager
PriceFreeFree
Rating5.0 (3 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings3 — better—
Update frequencyEvery 4 monthsWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone, iPad, iPod, Apple Watch — better
Requires iOS26.015.0 — better
Further details — not scored
Size29 MB74 MB
Age rating4+4+
DeveloperAdam LarrabeeRaj Dev Barman

In-app purchases

2 purchases

Lumen Budget

Subscriptions1
  • Pro$4.991 Month
One-time1
  • 10 Insight Credits$4.99
3 purchases

Subscription Manager

Subscriptions2
  • SubKit Pro (Monthly)$1.991 Month
  • SubKit Pro (Yearly)$9.991 Year
One-time1
  • SubKit Pro (Lifetime)$29.99

Questions

Is Lumen Budget free?
Lumen Budget is free to download, with in-app purchases available.
Is Subscription Manager free?
Subscription Manager is free to download, with in-app purchases available.
Do Lumen Budget or Subscription Manager have ads?
Neither Lumen Budget nor Subscription Manager shows ads.
Which is updated more often, Lumen Budget or Subscription Manager?
Lumen Budget ships an update every 4 months, and Subscription Manager weekly. Most recently, Lumen Budget was updated on October 22, 2026 and Subscription Manager on October 14, 2026.

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