Best budget app
I have been using this app since it came out and it has helped me tremendously 100% would recommend!
Free
In-App Purchases
About
Take control of your finances with a simple, fast budgeting experience. Create custom budgets, track spending automatically or manually, and visualize your financial progress with clear charts. Stay informed with smart notifications and enjoy a secure, organized approach to managing your money.
✓Automatic transaction sync
✓Customizable budgets
✓Fast manual transaction entry
✓All accounts in one place
✓Interactive spending charts
✓Smart notifications
✓Secure bank-level encryption
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What's New in Lumen Budget
Lumen Budget 2.1
June 22, 2026
Split trip expenses with friends, get AI-powered spending insights, and sync every bank account automatically. Smarter budgeting starts here.
Subscription plans
Pro
Unlimited Accounts, Unlimited Budgets
$4.991 Month
1
In-App Purchases
$4.99
10 Insight Credits
Analyze spending 10 more times
User reviews
FAQ
What is Lumen Budget?
Lumen Budget is a personal finance application designed to help users manage their budgets, track spending, and visualize their financial progress. It offers features like automatic transaction syncing and customizable budget creation.
How does Lumen Budget handle security?
Lumen Budget prioritizes security with private-by-design principles, secure sign-in, and optional Face ID/Touch ID. It uses bank-level encryption through Plaid for secure bank account connections.
Can I sync my bank accounts with Lumen Budget?
Yes, Lumen Budget offers automatic transaction sync by securely connecting your bank accounts through Plaid. This allows for automatic import of transactions, reducing the need for manual entry.
What types of budgets can I create in Lumen Budget?
You can create a main monthly budget that auto-tracks your spending, as well as flexible custom budgets for specific goals like trips or categories. You can set names, amounts, and dates for these custom budgets.
Is Lumen Budget free to use?
Lumen Budget is available for free. However, it does offer a 'Pro' subscription plan at $4.99 per month for enhanced features or capabilities.
What devices does Lumen Budget support?
Currently, Lumen Budget is supported on iPhone devices. It was last updated on February 13, 2026, with version 'Plaid Integration 2.0'.
How often is Lumen Budget updated?
The app's latest version, 'Plaid Integration 2.0', was released on February 13, 2026. While specific update frequency isn't detailed, this indicates ongoing development and feature enhancements.
Does Lumen Budget have ads?
Based on the provided data, Lumen Budget does not appear to have advertisements. Its monetization model is primarily driven by optional in-app purchases and a subscription plan.
