Combifi vs Kira

Combifi — Shared money, finally clear. Money gets messy the moment it’s shared. Trips, rent, partners, friends, groups — suddenly it’s not your money or my money anymore. Combifi helps you see shared money clearly, without spreadsheets, awkward reminders, or silent resentment. What you can do with Combifi • Track shared expenses naturally Record personal and group expenses in one place. No switching apps, no duplicated entries. • See the full picture, instantly Understand total spending, balances, and contributions at a glance — not line by line. • Review Financial Health Not just chart and numbers. We show clear signals: Safe, Improving, or Risky with your savings. • Flexible split modes Split evenly, by amount, or settle later when life isn’t perfectly fair. • Settle without friction Clear balances with a single tap — no chasing, no awkward conversations. • Designed for real relationships For partners, trips, roommates, friends, and anyone tired of managing money like a project. • Save and Share Your Account to Collect Money Create a "linktree" of your accounts In Combifi. Setup once, and share link to collect money every time. Combifi makes money management simple, smart, and rewarding. Terms of Use (Apple EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ General Terms of Service: https://combifi.app/terms

Kira uses AI to scan your receipts and split the bill — so you don't have to do the maths or have the awkward conversation. HOW IT WORKS Point your camera at any receipt. Kira's AI reads the items automatically — no manual entry needed. Assign each item to the right person. Kira calculates everyone's share instantly. That's it. No typing. No arguments. No awkwardness. SHARE WITH ANYONE — NO APP NEEDED After splitting, Kira generates a QR code. Anyone at the table scans it and picks what they had on a live webpage — no app download required. Everything updates in real time. GET PAID ON THE SPOT Add your QR payment code to your split. Your friends scan it directly and pay you right there at the dinner table. No chasing. No reminders. GROUPS & RUNNING BALANCES Create a group for your housemates, travel crew, or regular dinner friends. Kira tracks every bill and shows you exactly who owes what across all your sessions — so the score is always settled. WHAT YOU CAN DO WITH KIRA - AI-powered receipt scanning — just point and scan - Automatic item extraction from any receipt - Manual entry option if you prefer to type items yourself — unlimited, always free - Assign items to individuals in your group - Split shared items evenly across multiple people - Share a live QR link — no app needed for your friends - Add your QR payment code so friends pay you instantly - Groups with running balances — perfect for housemates or holidays - See exactly who owes you and who you owe FREE TIER Scan receipts and split bills at no cost. No ads — ever. KIRA PREMIUM Upgrade to Kira Premium for more scans and priority features as we grow. NO ADS. EVER. Kira makes money from Premium subscriptions, not from your attention. There are no ads in Kira at any tier. PRIVACY Kira does not sell your data. Receipt images are processed by AI to extract your bill data and deleted within 30 days. We don't use your data to train AI models. Built in Malaysia. Made for anyone who's ever had to split a bill. Privacy Policy: https://kiramyapp.com/privacy Terms of Use: https://kiramyapp.com/terms