Net Worth Tracker vs Accumula
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Net Worth Tracker
Easily track your total net worth across all assets in one place. Monitor your wealth's progress over time with historical charts and simple value updates. Designed for a clear, big-picture view of your financial standing.
- Track all assets in one place
- View historical charts for each asset
- Update asset values with ease
- Monitor FIRE journey progress
- No account required, data stays on device
- Comprehensive financial portfolio overview
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Knowing your true net worth matters! Track all your assets in one place with AssetView. Watch your progress over time, update values with ease, and stay motivated on your financial journey. AssetView is an easy-to-use personal finance tool designed with one clear purpose: to help you track your total net worth across all your assets. == Track your capital in one place. == See all assets: bank, stocks, ETFs, crypto, real estate. == Watch your wealth change over time. == View historical charts for each asset. == Update values with just a few taps. == No account required. Your data stays on device. == Monitor your FIRE journey progress. Track Your Complete Net Worth Get a comprehensive overview of your entire financial portfolio. Watch how your net worth evolves month by month and year by year for your overall portfolio and for each individual asset. These visual trends help you stay motivated on your road to FIRE (Financial Independence, Retire Early). Easy Asset Value Updates Simply enter new values whenever you want to update your assets. AssetView automatically calculates the difference from your previous entries, showing you exactly how much each asset has grown or declined. Built for people who want clarity and simplicity about their complete financial standing without getting bogged down in expense tracking or budgeting features they don't need. What AssetView Is NOT AssetView is NOT an expense tracker or budgeting tool. AssetView takes a bigger-picture approach by focusing on tracking your overall net worth and asset values over time.
Accumula
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Expense tracking is tedious. Who has time to track every cents and pennies. Instead, I propose that you keep track of a more meaningful metric, your net worth! # Accumula - Net Worth Tracker Take control of your financial future with simple, private net worth tracking. Accumula helps you build wealth by tracking what matters most - your total net worth over time. See the big picture of your financial health with manual entry that puts you in complete control. ## Key Features • Beginner friendly - Guided onboarding for new users. - Especially helpful for those coming from expense-tracking apps. • Simple & Focused - Track assets and debts with clean, intuitive design. - multiple asset/debt categories. - monthly data update. • Asset tracker - track your investment portfolio - support multiple asset types such as cash, property, investment and collectables - specify asset's liquidity and expected return for future projection • Debt tracker - support various debt types such as mortgages, credit card, personal loan and other - user can specify debt's interest rate and monthly commitment to have clear picture of debt servicing commitment - • Completely Private - All data stays on your device, no accounts required. - no data sync to external server - export it if you like • Visual Progress - Beautiful charts show your wealth building journey. - show, month-by-month growth chart - show assets/debt in value and percentage breakdown by category - bar, dotted and area chart visualisation supported. • Smart Update - Submit update with natural language and have the system automatically process it. • Multi-Currency - Support for RM, USD, EUR, GBP, JPY, CAD, AUD and more. • Local-First - Works offline, internet connection optional. ## Perfect For - Building your first emergency fund - Tracking investment portfolio growth - Monitoring debt payoff progress - Understanding your complete financial picture - Anyone serious about building wealth ## Why Manual Entry? Unlike apps that connect to your bank, Accumula encourages mindful money management. By manually updating your net worth monthly, you stay actively engaged with your financial goals and see exactly where your money is going. **Privacy-first. Simple. Effective.** Start tracking your path to financial freedom today. ## EULA Please visit https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Net Worth Tracker at none against Accumula's 2. Accumula's advantage is update cadence (every 6 days vs monthly). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Accumula sells 2 in-app purchases, starting at $4.99 per month. Net Worth Tracker asks for nothing beyond the download.
Net Worth Tracker ships an update monthly, Accumula every 6 days. The most recent releases landed on October 22, 2026 and October 19, 2026 respectively.
| Parameter | Net Worth Tracker | Accumula |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (8 ratings) — better | — |
| Positive reviews | 66.7% of reviews | — |
| Number of ratings | 8 — better | — |
| Update frequency | Monthly | Every 6 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.6 | 16.4 — better |
| Further details — not scored | ||
| Size | 23 MB | 69 MB |
| Age rating | 4+ | 4+ |
| Developer | Emanuele Delirio | MOHD AZRUL ABDULL RAHIM |
In-app purchases
Net Worth Tracker
No in-app purchases
Accumula
- Monthly Plan3 Days trial$4.991 Month
- Annual Plan3 Days trial$44.991 Year
Questions
Is Net Worth Tracker free?
Is Accumula free?
Do Net Worth Tracker or Accumula have ads?
Which is updated more often, Net Worth Tracker or Accumula?
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