Accumula vs Retrx

Expense tracking is tedious. Who has time to track every cents and pennies. Instead, I propose that you keep track of a more meaningful metric, your net worth! # Accumula - Net Worth Tracker Take control of your financial future with simple, private net worth tracking. Accumula helps you build wealth by tracking what matters most - your total net worth over time. See the big picture of your financial health with manual entry that puts you in complete control. ## Key Features • Beginner friendly - Guided onboarding for new users. - Especially helpful for those coming from expense-tracking apps. • Simple & Focused - Track assets and debts with clean, intuitive design. - multiple asset/debt categories. - monthly data update. • Asset tracker - track your investment portfolio - support multiple asset types such as cash, property, investment and collectables - specify asset's liquidity and expected return for future projection • Debt tracker - support various debt types such as mortgages, credit card, personal loan and other - user can specify debt's interest rate and monthly commitment to have clear picture of debt servicing commitment - • Completely Private - All data stays on your device, no accounts required. - no data sync to external server - export it if you like • Visual Progress - Beautiful charts show your wealth building journey. - show, month-by-month growth chart - show assets/debt in value and percentage breakdown by category - bar, dotted and area chart visualisation supported. • Smart Update - Submit update with natural language and have the system automatically process it. • Multi-Currency - Support for RM, USD, EUR, GBP, JPY, CAD, AUD and more. • Local-First - Works offline, internet connection optional. ## Perfect For - Building your first emergency fund - Tracking investment portfolio growth - Monitoring debt payoff progress - Understanding your complete financial picture - Anyone serious about building wealth ## Why Manual Entry? Unlike apps that connect to your bank, Accumula encourages mindful money management. By manually updating your net worth monthly, you stay actively engaged with your financial goals and see exactly where your money is going. **Privacy-first. Simple. Effective.** Start tracking your path to financial freedom today. ## EULA Please visit https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Meet Retrx – your smart companion for receipts and expenses. No more cluttered wallets or lost slips. Snap, save, and track every purchase in seconds. Key Features - Auto-Track with Shortcuts – With Apple Shortcuts, you can automatically track your Apple Wallet spending and keep your expenses up to date effortlessly. - Scan & Save Receipts – Capture and store your receipts instantly with your phone camera. Keep both the data and the image securely saved. - Auto-Organize – Your receipts are categorized automatically, making them easy to search and review anytime. - Expense Insights – Understand your spending with clear charts and breakdowns by category. - Edit & Manage – Add notes, adjust categories, or edit details — everything stays synced and tidy. - Stay on Track – Monitor habits, set limits, and stay in control of your budget effortlessly. Why Retrx? Keeping track of money doesn’t have to be complicated. Retrx turns every receipt into an insight — helping you catch small spending leaks before they add up. Whether it’s groceries, business purchases, or daily coffee runs, Retrx helps you see the bigger picture of your spending. Perfect For - Everyday shoppers who want to control spending - Freelancers tracking business expenses - Small businesses managing purchase records Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/