Retrx vs Spnding
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Retrx
Read full descriptionHide full description
Meet Retrx β your smart companion for receipts and expenses. No more cluttered wallets or lost slips. Snap, save, and track every purchase in seconds. Key Features - Auto-Track with Shortcuts β With Apple Shortcuts, you can automatically track your Apple Wallet spending and keep your expenses up to date effortlessly. - Scan & Save Receipts β Capture and store your receipts instantly with your phone camera. Keep both the data and the image securely saved. - Auto-Organize β Your receipts are categorized automatically, making them easy to search and review anytime. - Expense Insights β Understand your spending with clear charts and breakdowns by category. - Edit & Manage β Add notes, adjust categories, or edit details β everything stays synced and tidy. - Stay on Track β Monitor habits, set limits, and stay in control of your budget effortlessly. Why Retrx? Keeping track of money doesnβt have to be complicated. Retrx turns every receipt into an insight β helping you catch small spending leaks before they add up. Whether itβs groceries, business purchases, or daily coffee runs, Retrx helps you see the bigger picture of your spending. Perfect For - Everyday shoppers who want to control spending - Freelancers tracking business expenses - Small businesses managing purchase records Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Spnding
Read full descriptionHide full description
Spnding makes it easy to track personal and shared expenses in one place. Scan receipts with AI, capture payments automatically, track your Malaysian tax relief, split costs with friends or guests, and keep track of who owes what without messy notes or manual calculations. ---- KEY FEATURES ------ β’ Scan Receipts with AI Take a photo, upload a receipt, or import a supported document and let AI extract details such as merchant, items, prices, date, total, currency, and receipt number. β’ Track Payments Automatically Capture purchases as you pay with the Apple Pay automation (iOS 17 or later), or let Spnding add payments from your bank and e-wallet notifications (iOS 27 or later). Amount, merchant, and category are filled in for you. β’ Track Your Tax Relief Turn on Tax Relief Tracking to tag expenses with an LHDN relief type and see how much you've spent towards each limit, year by year. When you scan a receipt or a payment is tracked, AI suggests a relief type for you. Only your own share of shared expenses is counted. β’ Find Tax Relief You Missed (Premium) AI checks your expenses from this year and last year, including archived groups, for ones that may qualify. You'll be notified when it's done, and nothing is tagged until you review and confirm. Tax relief figures are estimates, not tax advice. Check LHDN's conditions and keep your receipts. β’ Smarter Expense Categorization Automatically categorize scanned receipts and tracked payments. Create up to 50 custom categories of your own, and Spnding can use them when categorizing expenses. β’ Track Shared & Personal Expenses Create groups for trips, meals, sports, housemates, monthly spending, personal expenses, or anything else you want to organize. β’ Split Expenses with Friends or Guests Split costs between group members or add guests who do not have a Spnding account. β’ Know Who Owes What Spnding automatically calculates balances so you can easily see who paid, who owes whom, and how much is outstanding. β’ Support for Currencies Around the World Track expenses in different currencies while keeping totals consistent with your group's base currency. Recently used currencies are also easier to access. β’ Powerful Expense Search & Filters Find expenses quickly using merchant names, amounts, receipt or invoice numbers, dates, payers, and more. Sort and filter your expense list to find exactly what you need. β’ Keep Receipts, Invoices & Notes with Your Expenses Attach receipts or invoices to manually created or existing expenses, and add notes for extra context. You can replace attachments, rescan supported receipts with AI, or move and copy an expense to another group whenever needed. β’ Export Expenses to CSV Export your expenses to CSV and receive the file by email for reporting, tracking, or personal records. β’ Clear Spending Insights View spending summaries by category, for the whole group or one member at a time, and better understand where your money goes. β’ Multiple Groups for Different Needs Keep expenses separated by trip, event, month, activity, household, or group of friends. β’ In-App Support Have a problem, question, or idea? Report bugs, request features, ask questions, or send feedback directly from the Support section in Spnding. Whether you are splitting dinner, tracking a holiday, managing housemate expenses, keeping receipts for your records, tracking your tax relief, or simply understanding your own spending, Spnding helps keep everything organized and easy to manage. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Spnding App Terms of Service & Privacy Policy: https://www.spnding.app/terms-and-privacy
Screenshots
Verdict
Retrx and Spnding are too close to call on the numbers: across 6 compared parameters β price, update cadence, ads and in-app purchases among them β neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Retrx sells 2 in-app purchases, starting at $2.99 per month and Spnding sells 3 in-app purchases, starting at $4.90 per month. Whichever you choose, the download price is not the number that matters.
Retrx ships an update every 9 days, Spnding fortnightly. The most recent releases landed on November 5, 2026 and November 8, 2026 respectively.
| Parameter | Retrx | Spnding |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 9 days β better | Fortnightly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad, iPod β better | iPhone, iPod |
| Requires iOS | 15.5 | 15.1 β better |
| Further details β not scored | ||
| Size | 176 MB | 59 MB |
| Age rating | 4+ | 4+ |
| Developer | Ahmad Amirulhafiz | Adri Johari |
In-app purchases
Retrx
- Premium Monthly3 Days trial$2.991 Month
- Premium Yearly3 Days trial$29.991 Year
Spnding
- Monthly Premium Subscription$4.901 Month
- Yearly Premium Subscription$35.901 Year
- Lifetime Deal & Full Access$89.99









