Comparison

ZenBudget vs SmartExpenceTracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ZenBudget

Features
Read full description

ZenBudget is a mindful budgeting app that asks you to record every expense yourself. Skip the bank links and receipt scanners—by entering each purchase manually, you relive the moment of spending and bring unconscious out-flows into clear view. Designed for quiet, Zen-like consistency, the app feels frictionless to open and log. Siri and Shortcuts support make quick capture even easier. All your data stays in sync across iPhone, iPad and Mac through iCloud.

About

SmartExpenceTracker

Features
Read full description

Emphasizes simplicity and power Clear free vs premium features One-time purchase (no subscription) Privacy-focused Professional yet approachable tone

Screenshots

ZenBudget2 screens
SmartExpenceTracker4 screens

Verdict

The call

The clearest difference is iOS requirement: SmartExpenceTracker at 17.0 against ZenBudget's 26.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 5 level
ZenBudget versus SmartExpenceTracker: the parameters behind the verdict, then further details
ParameterZenBudgetSmartExpenceTracker
PriceFreeFree
Update frequencyFortnightly—
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS26.017.0 — better
Further details — not scored
Size12 MB2 MB
Age rating4+4+
DeveloperKouki SaitoRamill Ibragimov

In-app purchases

None

ZenBudget

No in-app purchases

None

SmartExpenceTracker

No in-app purchases

Questions

Is ZenBudget free?
ZenBudget is free to download, with no in-app purchases.
Is SmartExpenceTracker free?
SmartExpenceTracker is free to download, with no in-app purchases.
Do ZenBudget or SmartExpenceTracker have ads?
Neither ZenBudget nor SmartExpenceTracker shows ads.

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