Comparison

ZenBudget vs Spentzy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ZenBudget

Features
Read full description

ZenBudget is a mindful budgeting app that asks you to record every expense yourself. Skip the bank links and receipt scanners—by entering each purchase manually, you relive the moment of spending and bring unconscious out-flows into clear view. Designed for quiet, Zen-like consistency, the app feels frictionless to open and log. Siri and Shortcuts support make quick capture even easier. All your data stays in sync across iPhone, iPad and Mac through iCloud.

About

Spentzy

This finance app simplifies expense tracking with a focus on habit formation. It allows users to log spending in just three taps, providing instant clarity on financial patterns without complex setup or categories.

Highlights
  • Three-tap expense logging
  • Instant spending pattern clarity
  • Weekly and monthly breakdowns
  • Auto-generated category insights
  • Clean, simple interface
  • On-device data storage
Features
Read full description

What gets tracked, improves. But here's the problem: most expense tracking apps are too complicated to use every day. Categories, budgets, receipts, spreadsheets — it's exhausting. So you stop tracking. And nothing improves. Spentzy is different. It's designed around one principle: simple tools become habits. Complex tools don't. How it works: Three taps. That's it. Open the app, enter the amount and what it was for, done. No categories to configure, no accounts to link, no complex setup. Just track and move on with your day. What you get: - Instant clarity on your spending patterns - Weekly and monthly breakdowns - Category insights (auto-generated, no setup needed) - Clean, simple interface that gets out of your way What makes Spentzy different: What gets tracked... improves. But only if it's simple enough to become a habit. Complex tools are for professionals. Simple tools are for everyday life. Spentzy is simple by design — track in seconds, see patterns instantly, make it stick. Your data stays yours: Everything lives on your device. No cloud sync, no accounts, no servers. Your spending habits are nobody's business but yours. Perfect for: - Building a daily tracking habit - Understanding where small purchases add up - Seeing patterns without the complexity - Anyone who's tried expense apps and quit Simple expense tracking that actually sticks.

Screenshots

ZenBudget2 screens
Spentzy4 screens

Verdict

The call

The clearest difference is iOS requirement: Spentzy at 15.1 against ZenBudget's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ZenBudget ships an update fortnightly, Spentzy weekly. The most recent releases landed on October 28, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
ZenBudget versus Spentzy: the parameters behind the verdict, then further details
ParameterZenBudgetSpentzy
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—2 — better
Update frequencyFortnightlyWeekly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPod
Requires iOS26.015.1 — better
Further details — not scored
Size12 MB65 MB
Age rating4+4+
DeveloperKouki SaitoMax Goldenberg

In-app purchases

None

ZenBudget

No in-app purchases

None

Spentzy

No in-app purchases

Questions

Is ZenBudget free?
ZenBudget is free to download, with no in-app purchases.
Is Spentzy free?
Spentzy is free to download, with no in-app purchases.
Do ZenBudget or Spentzy have ads?
Neither ZenBudget nor Spentzy shows ads.
Which is updated more often, ZenBudget or Spentzy?
ZenBudget ships an update fortnightly, and Spentzy weekly. Most recently, ZenBudget was updated on October 28, 2026 and Spentzy on October 31, 2026.

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