Pecunio vs Savi

Stay on top of your finances – simple, secure, and easy to understand. Pecunio helps you track income and expenses, set budgets, reach savings goals, and plan your financial future – all stored locally on your device or, optionally, synced via iCloud. No ads, ever. Features at a glance: • Create & manage transactions: Quickly record income and expenses, assign them to accounts and categories, and keep a clear overview. • Account overview: Create and manage accounts like cash, checking, or savings to monitor your balances. • Statistics & insights: Interactive charts show where your money goes – with comparisons to the previous month and year, plus detailed trend analysis. • Set budgets: Define weekly, monthly, or yearly limits for any category. Overspending and leftover amounts are automatically tracked. • Reach your savings goals: Set financial goals, track your progress, and stay motivated – even with automated contributions via recurring transactions. • Recurring income & expenses: Automate regular payments like rent, subscriptions, or contracts with flexible scheduling. • iCloud sync: Sync your financial data across all your devices securely with iCloud. • Currencies: Supports the following currencies: EUR, USD, CHF, GBP, AUD, BRL, CAD, CNY, DKK, INR, JPY, KRW, MXN, NOK, NZD, PLN, RUB, SEK, ZAR Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://pecunio-app.de/datenschutzerklaerung/

Take the guesswork out of managing your money. Savi is an AI-powered personal finance app that combines an expense tracker, budget planner, savings tool, and debt manager in one simple place. Understand your cash flow, organize daily spending, and make more confident decisions—without spreadsheets. A SMARTER WAY TO TRACK MONEY Record expenses, income, transfers, and savings in seconds. Use quick entry, chat, or voice to describe a transaction naturally, and Savi will turn it into an organized financial record. Create custom categories, accounts, and savings goals that reflect the way you live. Your transaction history stays clear and searchable whenever you need to review a payment or purchase. YOUR AI MONEY ASSISTANT Chat with Savi about your finances using everyday language. Ask questions like: • “Where did most of my money go this month?” • “How much have I spent on groceries?” • “Which categories are growing the fastest?” • “Can I afford another purchase before payday?” Savi analyzes your financial activity and provides clear, relevant answers. Quickly identify spending patterns, compare periods, and find opportunities to improve. PLAN AROUND REAL LIFE Build weekly, monthly, or yearly budgets around your income and priorities. Allocate money across bills, everyday expenses, savings goals, and debt repayments, then follow your progress throughout the period. See what you planned, what you have already used, and what remains after your commitments. Category tracking helps you catch overspending early and adjust in time. PERSONALIZED FINANCIAL INSIGHTS Turn transactions into useful guidance with timely insights and periodic summaries. Understand: • Changes in income and spending • Categories where costs are increasing • Progress toward savings targets • Budget areas that need attention • How this period compares with previous ones Get a clearer view of your day, week, or month without creating reports manually. SAVINGS GOALS AND DEBT TRACKING Create goals for an emergency fund, holiday, home, car, or anything else that matters to you. Add contributions, monitor progress, and include planned savings in your budget. Organize debts, balances, repayments, and due dates. Plan debt payments alongside regular expenses for a more complete view of your finances. SHARED FINANCES AND BILL SPLITTING Manage group expenses with a partner, housemates, friends, family, or travel companions. Create groups, add purchases, choose who paid, and divide costs equally or with custom amounts. Savi calculates outstanding balances so everyone knows who needs to pay whom. Record settlements to keep your shared expense history accurate. STAY CONSISTENT Choose helpful notifications for budget limits, forgotten transactions, savings milestones, and financial summaries. Maintain a money-tracking routine without checking the app constantly. EVERYDAY MONEY MANAGEMENT • AI expense logging through chat and voice • Flexible personal budget planner • Income, spending, savings, and cash-flow overview • Custom accounts and categories • Savings goal tracker • Debt and repayment organizer • Recurring transaction management • Shared expenses and bill splitting • Searchable transaction history • Spending analysis and financial summaries • Budget alerts and logging reminders • Personalized colors and assistant tone • Support for more than 30 languages Whether you want to control monthly expenses, reduce impulse purchases, organize household finances, repay debt, or grow your savings, Savi gives you one practical system for staying informed and moving forward. Download Savi and build a healthier relationship with your money. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/