Pecunio vs Budget & Expense

Stay on top of your finances – simple, secure, and easy to understand. Pecunio helps you track income and expenses, set budgets, reach savings goals, and plan your financial future – all stored locally on your device or, optionally, synced via iCloud. No ads, ever. Features at a glance: • Create & manage transactions: Quickly record income and expenses, assign them to accounts and categories, and keep a clear overview. • Account overview: Create and manage accounts like cash, checking, or savings to monitor your balances. • Statistics & insights: Interactive charts show where your money goes – with comparisons to the previous month and year, plus detailed trend analysis. • Set budgets: Define weekly, monthly, or yearly limits for any category. Overspending and leftover amounts are automatically tracked. • Reach your savings goals: Set financial goals, track your progress, and stay motivated – even with automated contributions via recurring transactions. • Recurring income & expenses: Automate regular payments like rent, subscriptions, or contracts with flexible scheduling. • iCloud sync: Sync your financial data across all your devices securely with iCloud. • Currencies: Supports the following currencies: EUR, USD, CHF, GBP, AUD, BRL, CAD, CNY, DKK, INR, JPY, KRW, MXN, NOK, NZD, PLN, RUB, SEK, ZAR Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://pecunio-app.de/datenschutzerklaerung/

Keep a clear view of your spending, upcoming bills and savings goals with Spendo. YOUR EVERYDAY BUDGET Set your budget and cycle. Review recorded spending, planned payments, reserved savings and an estimated daily allowance. Enter your account opening balances to make the estimate more useful. ORGANIZE YOUR TRANSACTIONS Add an expense, import CSV or scan a receipt. Review recognized details before saving. Search and filter transactions, correct categories, split one payment across categories or restore a deletion from Trash. ACCOUNTS, TRANSFERS AND REFUNDS Keep the currency of each account and transaction. Track transfers between accounts in the same currency and record refunds. Amounts in different currencies are kept separate. PLAN UPCOMING PAYMENTS Schedule recurring bills, confirm payments and pause a rule when needed. Detected subscriptions are suggestions for you to confirm. Set reminders before renewals. BUILD YOUR SAVINGS Create goals, record contributions and withdrawals, and review the journal. Allocate a share of newly recorded income to a goal. KEEP YOUR DATA Budget data and receipt recognition are processed on your device. Export transactions as CSV or PDF, and keep a complete backup in Files. Protect access with an app code and your device’s authentication. Some features require Spendo Plus. Prices and renewal terms are shown before purchase. Spendo does not connect to your bank: accounts are maintained manually or through CSV import. Receipt scanning requires your review, and estimates depend on the information you enter. Spendo Plus is an auto-renewable subscription. Payment is charged to your Apple Account and renews automatically unless canceled at least 24 hours before the end of the period. Terms of Use (EULA): https://digitalbroz.web.app/terms.html Privacy Policy: https://digitalbroz.web.app/privacy.html