Comparison

Pecunio vs Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Pecunio

Features
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Stay on top of your finances – simple, secure, and easy to understand. Pecunio helps you track income and expenses, set budgets, reach savings goals, and plan your financial future – all stored locally on your device or, optionally, synced via iCloud. No ads, ever. Features at a glance: β€’ Create & manage transactions: Quickly record income and expenses, assign them to accounts and categories, and keep a clear overview. β€’ Account overview: Create and manage accounts like cash, checking, or savings to monitor your balances. β€’ Statistics & insights: Interactive charts show where your money goes – with comparisons to the previous month and year, plus detailed trend analysis. β€’ Set budgets: Define weekly, monthly, or yearly limits for any category. Overspending and leftover amounts are automatically tracked. β€’ Reach your savings goals: Set financial goals, track your progress, and stay motivated – even with automated contributions via recurring transactions. β€’ Recurring income & expenses: Automate regular payments like rent, subscriptions, or contracts with flexible scheduling. β€’ iCloud sync: Sync your financial data across all your devices securely with iCloud. β€’ Currencies: Supports the following currencies: EUR, USD, CHF, GBP, AUD, BRL, CAD, CNY, DKK, INR, JPY, KRW, MXN, NOK, NZD, PLN, RUB, SEK, ZAR Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://pecunio-app.de/datenschutzerklaerung/

About

Spending Tracker

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Track, split & manage money – together or solo. With SplitBudget, you always know where your money goes. Perfect for couples, families, roommates, and groups who share expenses. Features: Shared budgets for households, couples & friends Track income & expenses with categories & colors Split bills & settle debts automatically Real-time sync across all devices Clean, modern interface for fast use Secure & private with cloud backup Whether it’s rent, groceries, travel, shopping, or subscriptions, SplitBudget makes money management simple, transparent & fair. If you found a bug, or have ideas on how to make SplitBudget a better App, you can contact us here: kontakt@rene-schanzenbaecher.de You can find our terms here: https://www.split-budget.com/terms.html

Screenshots

Pecunio4 screens
Spending Tracker4 screens

Verdict

The call

Pecunio and Spending Tracker are too close to call on the numbers: across 5 compared parameters β€” price, ads, in-app purchases and device support among them β€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Pecunio sells 3 in-app purchases, starting at $1.99 per month and Spending Tracker sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ScorecardNo meaningful differences
Pecunio versus Spending Tracker: the parameters behind the verdict, then further details
ParameterPecunioSpending Tracker
PriceFreeFree
Update frequencyEvery 5 daysβ€”
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad β€” betteriPhone
Requires iOS17.617.6
Further details β€” not scored
Size9 MB38 MB
Age rating4+12+
DeveloperJulius KlingebergRene Weinhold

In-app purchases

3 purchases

Pecunio

Subscriptions2
  • Monthly Subscription$1.991 Month
  • Annual Subscription$17.991 Year
One-time1
  • Lifetime License$29.99
2 purchases

Spending Tracker

Subscriptions2
  • SplitBudget Pro (Monthly)7 Days trial$2.991 Month
  • SplitBudget Pro (1 Year)7 Days trial$17.991 Year

Questions

Is Pecunio free?
Pecunio is free to download, with in-app purchases available.
Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Do Pecunio or Spending Tracker have ads?
Neither Pecunio nor Spending Tracker shows ads.

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