Pecunio vs BudgetCheck
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Pecunio
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Stay on top of your finances โ simple, secure, and easy to understand. Pecunio helps you track income and expenses, set budgets, reach savings goals, and plan your financial future โ all stored locally on your device or, optionally, synced via iCloud. No ads, ever. Features at a glance: โข Create & manage transactions: Quickly record income and expenses, assign them to accounts and categories, and keep a clear overview. โข Account overview: Create and manage accounts like cash, checking, or savings to monitor your balances. โข Statistics & insights: Interactive charts show where your money goes โ with comparisons to the previous month and year, plus detailed trend analysis. โข Set budgets: Define weekly, monthly, or yearly limits for any category. Overspending and leftover amounts are automatically tracked. โข Reach your savings goals: Set financial goals, track your progress, and stay motivated โ even with automated contributions via recurring transactions. โข Recurring income & expenses: Automate regular payments like rent, subscriptions, or contracts with flexible scheduling. โข iCloud sync: Sync your financial data across all your devices securely with iCloud. โข Currencies: Supports the following currencies: EUR, USD, CHF, GBP, AUD, BRL, CAD, CNY, DKK, INR, JPY, KRW, MXN, NOK, NZD, PLN, RUB, SEK, ZAR Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://pecunio-app.de/datenschutzerklaerung/
BudgetCheck
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Know where your money goes, every day. BudgetCheck turns your monthly budget into a simple daily allowance, so you always know what you can spend today without wrecking the rest of the month. A DAILY ALLOWANCE THAT ADAPTS Overview splits what's left in your budget across the remaining days and tells you exactly how much you can spend today. Income, expenses and net at a glance, plus a daily spending chart that shows when you went over your pace. ADD AN EXPENSE IN THREE SECONDS Type the amount, tap a category, save. The quick-add keypad is built for one hand, with date, note and repeat options right below. BUDGETS FOR EVERY CATEGORY Groceries, dining, transport, bills โ give each category its own limit and see how it tracks against the month. When a category goes over, BudgetCheck tells you right away. Need breathing room? Raise a limit temporarily for this month only; next month it goes back to normal. RECURRING PAYMENTS ON AUTOPILOT Set up rent, utilities and subscriptions once and they log themselves on the due date. See your total fixed costs, what share of your recurring income they take, and what's coming up next. SAVINGS GOALS IN ANY CURRENCY โ OR GOLD Keep each goal in its own unit: dollars, euros, any other currency, or grams of gold. Progress is tracked in that unit, so exchange-rate swings never blur how much you've actually saved. INSIGHTS AND CHARTS Category breakdowns, month-over-month comparisons and daily trends help you spot habits. With Pro, export all your entries to an Excel spreadsheet. HOME & LOCK SCREEN WIDGETS See what's left this month, your daily allowance, today's spending and your top budgets right on your Home Screen. Tap Add to log an expense straight from the widget. Lock Screen widgets show your daily allowance and savings goal progress at a glance. PRIVATE BY DESIGN Your data stays on your device. No account, no bank login, and we never sell your data. BUDGETCHECK PRO BudgetCheck is free to use with ads. Pro removes all ads, unlocks your full history beyond the last 3 months and the yearly view, adds Excel export, and lifts the free limits of 10 expense categories, 5 income categories and 5 active savings goals. The calm way to stay on budget. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sites.google.com/view/mfurkanyildirim-budgetcheck/privacy-policy
Screenshots
Verdict
The clearest difference is update cadence: Pecunio at every 5 days against BudgetCheck's every 8 months. Pecunio also leads on iOS requirement (17.6 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Pecunio sells 3 in-app purchases, starting at $1.99 per month and BudgetCheck sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
Pecunio ships an update every 5 days, BudgetCheck every 8 months. Both last shipped on October 28, 2026.
| Parameter | Pecunio | BudgetCheck |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 days โ better | Every 8 months |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad โ better | iPhone |
| Requires iOS | 17.6 โ better | 26.0 |
| Further details โ not scored | ||
| Size | 9 MB | 22 MB |
| Age rating | 4+ | 4+ |
| Developer | Julius Klingeberg | Muhammed Furkan Yildirim |
In-app purchases
Pecunio
- Monthly Subscription$1.991 Month
- Annual Subscription$17.991 Year
- Lifetime License$29.99
BudgetCheck
- Pro (Monthly)3 Days trial$0.991 Month
- Pro (Yearly)7 Days trial$8.991 Year
Questions
Is Pecunio free?
Is BudgetCheck free?
Do Pecunio or BudgetCheck have ads?
Which is updated more often, Pecunio or BudgetCheck?
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