Comparison

Pecunio vs Budget Planner App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pecunio

Features
Read full description

Stay on top of your finances – simple, secure, and easy to understand. Pecunio helps you track income and expenses, set budgets, reach savings goals, and plan your financial future – all stored locally on your device or, optionally, synced via iCloud. No ads, ever. Features at a glance: • Create & manage transactions: Quickly record income and expenses, assign them to accounts and categories, and keep a clear overview. • Account overview: Create and manage accounts like cash, checking, or savings to monitor your balances. • Statistics & insights: Interactive charts show where your money goes – with comparisons to the previous month and year, plus detailed trend analysis. • Set budgets: Define weekly, monthly, or yearly limits for any category. Overspending and leftover amounts are automatically tracked. • Reach your savings goals: Set financial goals, track your progress, and stay motivated – even with automated contributions via recurring transactions. • Recurring income & expenses: Automate regular payments like rent, subscriptions, or contracts with flexible scheduling. • iCloud sync: Sync your financial data across all your devices securely with iCloud. • Currencies: Supports the following currencies: EUR, USD, CHF, GBP, AUD, BRL, CAD, CNY, DKK, INR, JPY, KRW, MXN, NOK, NZD, PLN, RUB, SEK, ZAR Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://pecunio-app.de/datenschutzerklaerung/

About

Budget Planner App

This app helps you identify and manage recurring expenses that drain your finances over time. It projects the future cost of subscriptions, bills, and daily habits, empowering you to make informed decisions about your spending.

Highlights
  • Voice-powered expense entry
  • Recurring expense tracking
  • Future spending projections
  • Daily, weekly, monthly, yearly cost breakdowns
  • Renewal reminders
  • Savings tracking
Read full description

Plan every dollar. See what comes next. FloosYo is a subscription app. Every feature described below requires an active subscription. New accounts start with a free trial. FloosYo helps you turn income, bills, recurring expenses, and everyday spending into a clear plan, so you can understand where your money is headed before it gets there. Most finance apps show you what already happened. FloosYo helps you prepare for what happens next. See your spending month by month. Plan your income across the categories that matter. Track bills, subscriptions, and daily habits before they become surprises. Connect your bank to bring in transactions automatically, or add expenses yourself. Track your savings goal, customize your categories, and understand how a choice today can affect your week, month, and year. A $5 daily coffee is $1,825 a year. A barely used $39 gym membership is $468 a year. Small expenses stop looking small when you see the full picture. FloosYo gives every dollar context, so you can decide what to keep, what to skip, and what deserves your attention. HOW IT WORKS 1. Build your plan Set up your income, budgets, bills, subscriptions, and spending categories in one place. Customize your categories and track your savings goal. FloosYo helps you give every dollar a purpose. 2. See what comes next Review your spending pace, monthly reports, upcoming bills, and recurring costs. Connect your bank to bring in transactions automatically and detect recurring charges and subscriptions. See the impact of your choices across days, weeks, months, and years. 3. Stay ahead Track what is due, spot costs that are adding up, skip spending you do not need, and keep building habits that support your goals. INCLUDED WITH YOUR SUBSCRIPTION • Income and budget planning • Optional bank linking with automatic transaction imports • Automatic subscription and recurring expense detection • Monthly spending reports and trends • Subscription and recurring bill tracking • Upcoming due-date reminders • Future cost projections • Daily, weekly, monthly, and yearly spending views • Voice, typing, and paste expense entry • Savings tracking and streaks • Savings goal tracking • Custom categories, colors, and icons • Home screen widgets • Light and dark mode PRIVATE BY DEFAULT Your financial data stays private. We do not sell your data. No bank linking required. Bank linking is completely optional. Bank connections are read-only. FloosYo cannot move your money. Built for people who want a clear plan for their money, without complicated spreadsheets or overwhelming budgeting systems. Simple. Clear. Human. SUBSCRIPTIONS FloosYo is available as a monthly or yearly auto-renewing subscription. The price is shown in the app before you buy. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Charges are applied to your Apple ID account. You can manage or cancel your subscription anytime in your App Store account settings after purchase. Privacy Policy: https://floosyo.com/en/privacy Terms of Use: https://floosyo.com/en/terms

Screenshots

Pecunio4 screens
Budget Planner App4 screens

Verdict

The call

The clearest difference is update cadence: Pecunio at every 5 days against Budget Planner App's every 2 weeks. Pecunio also leads on iOS requirement (17.6 vs 26.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Pecunio sells 3 in-app purchases, starting at $1.99 per month and Budget Planner App sells 2 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Pecunio ships an update every 5 days, Budget Planner App every 2 weeks. The most recent releases landed on October 28, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 8 level
Pecunio versus Budget Planner App: the parameters behind the verdict, then further details
ParameterPecunioBudget Planner App
PriceFreeFree
Rating—4.7 (6 ratings) — better
Positive reviews—0.0% of reviews
Number of ratings—6 — better
Update frequencyEvery 5 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.6 — better26.1
Further details — not scored
Size9 MB51 MB
Age rating4+4+
DeveloperJulius KlingebergAttenYo LLC

In-app purchases

3 purchases

Pecunio

Subscriptions2
  • Monthly Subscription$1.991 Month
  • Annual Subscription$17.991 Year
One-time1
  • Lifetime License$29.99
2 purchases

Budget Planner App

Subscriptions2
  • FloosYo Pro Monthly$9.991 Month
  • FloosYo Pro Yearly$99.991 Year

Questions

Is Pecunio free?
Pecunio is free to download, with in-app purchases available.
Is Budget Planner App free?
Budget Planner App is free to download, with in-app purchases available.
Do Pecunio or Budget Planner App have ads?
Neither Pecunio nor Budget Planner App shows ads.
Which is updated more often, Pecunio or Budget Planner App?
Pecunio ships an update every 5 days, and Budget Planner App every 2 weeks. Most recently, Pecunio was updated on October 28, 2026 and Budget Planner App on November 5, 2026.

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