Comparison

Pecunio vs SubTrack

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Pecunio

Features
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Stay on top of your finances โ€“ simple, secure, and easy to understand. Pecunio helps you track income and expenses, set budgets, reach savings goals, and plan your financial future โ€“ all stored locally on your device or, optionally, synced via iCloud. No ads, ever. Features at a glance: โ€ข Create & manage transactions: Quickly record income and expenses, assign them to accounts and categories, and keep a clear overview. โ€ข Account overview: Create and manage accounts like cash, checking, or savings to monitor your balances. โ€ข Statistics & insights: Interactive charts show where your money goes โ€“ with comparisons to the previous month and year, plus detailed trend analysis. โ€ข Set budgets: Define weekly, monthly, or yearly limits for any category. Overspending and leftover amounts are automatically tracked. โ€ข Reach your savings goals: Set financial goals, track your progress, and stay motivated โ€“ even with automated contributions via recurring transactions. โ€ข Recurring income & expenses: Automate regular payments like rent, subscriptions, or contracts with flexible scheduling. โ€ข iCloud sync: Sync your financial data across all your devices securely with iCloud. โ€ข Currencies: Supports the following currencies: EUR, USD, CHF, GBP, AUD, BRL, CAD, CNY, DKK, INR, JPY, KRW, MXN, NOK, NZD, PLN, RUB, SEK, ZAR Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://pecunio-app.de/datenschutzerklaerung/

About

SubTrack

Features
Read full description

How much are you really paying for subscriptions? SubTrack lets you manage all your subscriptions โ€” Netflix, Spotify, and more โ€” in one place, with monthly totals, yearly equivalents, and total spend at a glance. - Built-in presets for popular services: register in a few taps (amounts are fully editable). - Supports both monthly and yearly plans. Yearly plans are prorated so you see your true monthly cost. - The home screen shows your monthly total, yearly equivalent, and a category breakdown chart. - Tap the total card to flip it and see how much you have paid so far. - Renewal reminders help you cancel unwanted subscriptions before you are charged again. - Save cancellation notes and URLs so you know exactly how to quit a service. - Categorize subscriptions to understand where your money goes. Add the subscriptions you have today โ€” you might be paying more than you think.

Screenshots

Pecunio4 screens
SubTrack4 screens

Verdict

The call

The clearest difference is in-app purchases: SubTrack at none against Pecunio's 3. Pecunio's advantage is ads (none vs shown) and update cadence (every 5 days vs monthly). On price and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Pecunio sells 3 in-app purchases, starting at $1.99 per month. SubTrack asks for nothing beyond the download.

UpkeepUpdate frequency

Pecunio ships an update every 5 days, SubTrack monthly. The most recent releases landed on September 29, 2026 and October 15, 2026 respectively.

Scorecard4 real differences ยท 2 level
Pecunio versus SubTrack: the parameters behind the verdict, then further details
ParameterPecunioSubTrack
PriceFreeFree
Update frequencyEvery 5 days โ€” betterMonthly
AdsNo โ€” betterYes
In-app purchasesYesNo โ€” better
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.6 โ€” better26.2
Further details โ€” not scored
Size9 MB6 MB
Age rating4+4+
DeveloperJulius KlingebergTOSHIYUKI HIRATA

In-app purchases

3 purchases

Pecunio

Subscriptions2
  • Monthly Subscription$1.991 Month
  • Annual Subscription$17.991 Year
One-time1
  • Lifetime License$29.99
None

SubTrack

No in-app purchases

Questions

Is Pecunio free?
Pecunio is free to download, with in-app purchases available.
Is SubTrack free?
SubTrack is free to download, with no in-app purchases.
Do Pecunio or SubTrack have ads?
SubTrack shows ads; Pecunio does not.
Which is updated more often, Pecunio or SubTrack?
Pecunio ships an update every 5 days, and SubTrack monthly. Most recently, Pecunio was updated on September 29, 2026 and SubTrack on October 15, 2026.

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