Pecunio vs SubTrack
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Pecunio
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Stay on top of your finances โ simple, secure, and easy to understand. Pecunio helps you track income and expenses, set budgets, reach savings goals, and plan your financial future โ all stored locally on your device or, optionally, synced via iCloud. No ads, ever. Features at a glance: โข Create & manage transactions: Quickly record income and expenses, assign them to accounts and categories, and keep a clear overview. โข Account overview: Create and manage accounts like cash, checking, or savings to monitor your balances. โข Statistics & insights: Interactive charts show where your money goes โ with comparisons to the previous month and year, plus detailed trend analysis. โข Set budgets: Define weekly, monthly, or yearly limits for any category. Overspending and leftover amounts are automatically tracked. โข Reach your savings goals: Set financial goals, track your progress, and stay motivated โ even with automated contributions via recurring transactions. โข Recurring income & expenses: Automate regular payments like rent, subscriptions, or contracts with flexible scheduling. โข iCloud sync: Sync your financial data across all your devices securely with iCloud. โข Currencies: Supports the following currencies: EUR, USD, CHF, GBP, AUD, BRL, CAD, CNY, DKK, INR, JPY, KRW, MXN, NOK, NZD, PLN, RUB, SEK, ZAR Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://pecunio-app.de/datenschutzerklaerung/
SubTrack
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How much are you really paying for subscriptions? SubTrack lets you manage all your subscriptions โ Netflix, Spotify, and more โ in one place, with monthly totals, yearly equivalents, and total spend at a glance. - Built-in presets for popular services: register in a few taps (amounts are fully editable). - Supports both monthly and yearly plans. Yearly plans are prorated so you see your true monthly cost. - The home screen shows your monthly total, yearly equivalent, and a category breakdown chart. - Tap the total card to flip it and see how much you have paid so far. - Renewal reminders help you cancel unwanted subscriptions before you are charged again. - Save cancellation notes and URLs so you know exactly how to quit a service. - Categorize subscriptions to understand where your money goes. Add the subscriptions you have today โ you might be paying more than you think.
Screenshots
Verdict
The clearest difference is in-app purchases: SubTrack at none against Pecunio's 3. Pecunio's advantage is ads (none vs shown) and update cadence (every 5 days vs every 5 weeks). On price and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Pecunio sells 3 in-app purchases, starting at $1.99 per month. SubTrack asks for nothing beyond the download.
Pecunio ships an update every 5 days, SubTrack every 5 weeks. The most recent releases landed on October 28, 2026 and November 5, 2026 respectively.
| Parameter | Pecunio | SubTrack |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 days โ better | Every 5 weeks |
| Ads | No โ better | Yes |
| In-app purchases | Yes | No โ better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.6 โ better | 26.2 |
| Further details โ not scored | ||
| Size | 9 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | Julius Klingeberg | TOSHIYUKI HIRATA |
In-app purchases
Pecunio
- Monthly Subscription$1.991 Month
- Annual Subscription$17.991 Year
- Lifetime License$29.99
SubTrack
No in-app purchases
Questions
Is Pecunio free?
Is SubTrack free?
Do Pecunio or SubTrack have ads?
Which is updated more often, Pecunio or SubTrack?
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