Comparison

Pecunio vs SubTrack

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Pecunio

Features
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Stay on top of your finances โ€“ simple, secure, and easy to understand. Pecunio helps you track income and expenses, set budgets, reach savings goals, and plan your financial future โ€“ all stored locally on your device or, optionally, synced via iCloud. No ads, ever. Features at a glance: โ€ข Create & manage transactions: Quickly record income and expenses, assign them to accounts and categories, and keep a clear overview. โ€ข Account overview: Create and manage accounts like cash, checking, or savings to monitor your balances. โ€ข Statistics & insights: Interactive charts show where your money goes โ€“ with comparisons to the previous month and year, plus detailed trend analysis. โ€ข Set budgets: Define weekly, monthly, or yearly limits for any category. Overspending and leftover amounts are automatically tracked. โ€ข Reach your savings goals: Set financial goals, track your progress, and stay motivated โ€“ even with automated contributions via recurring transactions. โ€ข Recurring income & expenses: Automate regular payments like rent, subscriptions, or contracts with flexible scheduling. โ€ข iCloud sync: Sync your financial data across all your devices securely with iCloud. โ€ข Currencies: Supports the following currencies: EUR, USD, CHF, GBP, AUD, BRL, CAD, CNY, DKK, INR, JPY, KRW, MXN, NOK, NZD, PLN, RUB, SEK, ZAR Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://pecunio-app.de/datenschutzerklaerung/

About

SubTrack

Features
Read full description

How much are you really paying for subscriptions? SubTrack lets you manage all your subscriptions โ€” Netflix, Spotify, and more โ€” in one place, with monthly totals, yearly equivalents, and total spend at a glance. - Built-in presets for popular services: register in a few taps (amounts are fully editable). - Supports both monthly and yearly plans. Yearly plans are prorated so you see your true monthly cost. - The home screen shows your monthly total, yearly equivalent, and a category breakdown chart. - Tap the total card to flip it and see how much you have paid so far. - Renewal reminders help you cancel unwanted subscriptions before you are charged again. - Save cancellation notes and URLs so you know exactly how to quit a service. - Categorize subscriptions to understand where your money goes. Add the subscriptions you have today โ€” you might be paying more than you think.

Screenshots

Pecunio4 screens
SubTrack4 screens

Verdict

The call

The clearest difference is in-app purchases: SubTrack at none against Pecunio's 3. Pecunio's advantage is ads (none vs shown) and update cadence (every 5 days vs every 5 weeks). On price and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Pecunio sells 3 in-app purchases, starting at $1.99 per month. SubTrack asks for nothing beyond the download.

UpkeepUpdate frequency

Pecunio ships an update every 5 days, SubTrack every 5 weeks. The most recent releases landed on October 28, 2026 and November 5, 2026 respectively.

Scorecard4 real differences ยท 2 level
Pecunio versus SubTrack: the parameters behind the verdict, then further details
ParameterPecunioSubTrack
PriceFreeFree
Update frequencyEvery 5 days โ€” betterEvery 5 weeks
AdsNo โ€” betterYes
In-app purchasesYesNo โ€” better
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.6 โ€” better26.2
Further details โ€” not scored
Size9 MB6 MB
Age rating4+4+
DeveloperJulius KlingebergTOSHIYUKI HIRATA

In-app purchases

3 purchases

Pecunio

Subscriptions2
  • Monthly Subscription$1.991 Month
  • Annual Subscription$17.991 Year
One-time1
  • Lifetime License$29.99
None

SubTrack

No in-app purchases

Questions

Is Pecunio free?
Pecunio is free to download, with in-app purchases available.
Is SubTrack free?
SubTrack is free to download, with no in-app purchases.
Do Pecunio or SubTrack have ads?
SubTrack shows ads; Pecunio does not.
Which is updated more often, Pecunio or SubTrack?
Pecunio ships an update every 5 days, and SubTrack every 5 weeks. Most recently, Pecunio was updated on October 28, 2026 and SubTrack on November 5, 2026.

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