FlowRate vs SpendGrid

FlowRate is a modern personal finance tracker built for people who want a clear view of their money without spreadsheets or messy notes. Track income, expenses, recurring bills, paid items, pending payments, and your projected balance in one compact dashboard. FlowRate helps you understand what has already been paid, what is still coming, and how much is safe to spend. Unlike simple monthly trackers, FlowRate supports custom billing cycles. If your budget starts on the 15th, your cycle can run from the 15th to the 14th instead of forcing everything into a calendar month. Key features: • Smart Dashboard See your current balance, total income, paid expenses, pending expenses, and available money at a glance. • Smart Ledger A clean checklist-style ledger for tracking bills like a modern version of Apple Notes, but with automatic calculations. • Paid vs. Pending Tracking Mark expenses as paid or pending and instantly update your totals. • Custom Billing Cycles Choose the start day of your budget cycle and let FlowRate calculate the correct period automatically. • Recurring Transactions Add daily, weekly, biweekly, monthly, or yearly recurring income and expenses. • Safe to Spend Understand your remaining money after pending bills are considered. • Income Insights See your income broken down over time, including per-second, per-minute, hourly, daily, and monthly views. • Modern Interface A compact glassmorphism design with smooth animations, haptic feedback, and swipeable navigation. FlowRate is designed for simple, practical budgeting: add your income, add your expenses, check off what is paid, and always know where your money stands.

SpendGrid: Expense Tracker Take control of your money with SpendGrid — your clean, modern daily budget & expense tracker built for iOS. SpendGrid makes it effortless to log every income and expense, understand where your money goes, and stay on top of your monthly budget. With a beautiful iOS-native interface, powerful insights, and flexible storage options, it's the perfect companion for everyday personal finance. KEY FEATURES • Fast Transaction Logging Add income and expenses in seconds with titles, amounts, dates, and categories. Edit or delete entries anytime, right from your transaction history. • Smart Categorization Start with pre-seeded categories for food, bills, transport, subscriptions, and more — then customize or create your own with personal color labels. • Calendar View (Pro) Browse your spending day by day with a full calendar layout. Tap any date to see exactly what you spent and earned. • Budget Tracking (Pro) Set monthly budgets per category and track your progress in real time. Timeline budgets keep you accountable all month long. • Clear Monthly Overview See total income, total expenses, and current balance at a glance. Quickly jump between months and track progress over time. • Daily Spending Breakdown View transactions grouped by day with per-day totals so you can pinpoint exactly when and where your money is going. • Rich Visual Insights (Pro) Explore charts and summaries that highlight spending trends, overspending areas, and saving opportunities — all in one place. • Import & Export Import transactions from CSV or export your full history in CSV format via the system share sheet — great for backups, tax prep, or sharing with an accountant. • Private & Local by Design Your transaction data is stored locally on your device by default for fast performance and full control over your personal finances. • Custom Currency & Themes Choose from 100+ currencies with a searchable full-screen picker. Enjoy Dark Mode support with a modern, clean layout. --- SPENDGRID PRO Unlock the full SpendGrid experience with a Pro subscription: • iCloud backup & restore to keep your data safe across devices • Unlimited budgets per category • Access to Calendar View, Visual Insights, and all Pro features Try Pro free for 7 days. Plans available monthly, annually, or as a one-time lifetime purchase. --- Whether you're tracking a daily budget, managing bills, monitoring income, or planning savings, SpendGrid gives you the clarity you need to make smarter money decisions every day. --- Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kachhiyadhruvit1992.github.io/ExpenseTrackerProWeb/privacy.html