Comparison

2Wallet Budget Expense Tracker vs VaultBudget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

2Wallet Budget Expense Tracker

Manage your money, track expenses, and plan budgets with this comprehensive personal finance app. It offers multi-account management, custom categories, and currency support to help you achieve your financial goals.

Highlights
  • Multi-account management
  • Custom expense and income categories
  • Multiple currencies with auto-updating rates
  • Quick transaction input with calculator
  • Transfers between accounts
  • Financial summary and reports
  • Full transaction history
Features
Read full description

Track spending, savings, and debt in one app. Free, with no ads and no sign-in to start. Record an expense in seconds, keep every account in its own currency, and see what you own and what you owe in a single total. Premium is optional, and 2Wallet works without it. Why 2Wallet • Free to use, with no ads • Works offline, and no account is needed to start • Each account in its own currency, totals in your base currency • Cash, cards, savings, and debts side by side • Assets, debts, and your net worth on one screen Accounts Create an account for everyday spending, cash, a card, a deposit, savings, or a debt. A debt can be money you owe or money owed to you, and you can mark it completed. Include an account in your total or leave it out, and archive an account you no longer use. Choose a name, an icon, and a color, and drag accounts into any order. Transactions Record an expense, an income, or a transfer between accounts. Type the amount on the built-in calculator. When two currencies are involved, 2Wallet fills in the converted amount from current rates. Add a note, set the date and time, and choose the account and category. Adjust a balance to match a statement or the cash in your pocket. A negative amount is labeled as a refund. Categories Start from Food, Transport, Home, Entertainment, and Shopping, and from Salary, Investment, and Other for income. Create your own categories, and add subcategories for a finer split. Set an icon and a color, drag to reorder, and archive a category you no longer need. Charts and history Review a day, a week, a month, a year, all time, or a custom range. A chart and category totals show how income and expenses split, in your base currency. Search by expense, income, or transfer, and filter by account, category, or words in your notes. Currencies Give each account its own currency and choose one base currency for totals. A trip or a foreign balance still fits one picture of your money. Set the number format and the symbol for a currency. Exchange rates refresh when the app starts, and saved rates stay available offline. Your records Accounts, categories, and transactions are stored on your device, and no sign-in is required. Sign in to tie the records to you. Premium cloud sync covers accounts, categories, and transactions, and restores them on a new device. The same account on two phones keeps one picture of a household budget. Personalize Choose a light theme, a dark theme, or the system setting. Pick an accent color. Open on Accounts, Categories, Transactions, or the last screen you used. Available in English, German, Spanish, French, Portuguese, Dutch, Polish, Turkish, Russian, Ukrainian, Hindi, Hungarian, Vietnamese, Japanese, Korean, Italian, Thai, Indonesian, and Chinese. Premium Premium is an optional auto-renewable subscription. It includes unlimited accounts, unlimited categories, and cloud sync. 2Wallet works without a subscription. Length and price are shown before you purchase. Payment is charged to your Apple ID at confirmation of purchase. A subscription renews automatically unless you turn off auto-renew at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before that period ends, at the price of the plan you selected. Manage or cancel a subscription in your App Store account settings. If a free trial is offered, any unused part of that trial is forfeited when you purchase a subscription. Prices depend on your location. Privacy Policy: https://blitz.do/2wallet_privacy.html Terms of Use: https://blitz.do/2wallet_terms.html Questions and ideas: qwertywayapps@gmail.com

About

VaultBudget

Features
Read full description

VaultBudget is a powerful yet simple personal finance manager designed to help you stay in control of your money. Track your income and expenses, create monthly budgets, and monitor your financial health with a clean and intuitive interface. **Free Features:** • Track income and expenses quickly • Create and manage budgets • View clear financial summaries • Support for multiple currencies • Secure data stored locally on your device • Privacy mode to hide financial amounts • Clean and distraction-free design VaultBudget helps you understand where your money goes and plan your financial future with confidence. Whether you want to control spending, manage budgets, or simply track daily transactions, VaultBudget gives you the tools you need. **Premium Features:** • Unlimited budgets • Advanced charts and detailed reports • Export data and PDF statements **Subscription Options:** • Monthly subscription • Yearly subscription • Lifetime one-time purchase Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Your Apple ID account will be charged at confirmation of purchase. You can manage or cancel your subscriptions at any time in your Apple ID account settings. Your financial data stays private and secure on your device. Privacy Policy: https://sites.google.com/view/vaultbudget-privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

2Wallet Budget Expense Tracker4 screens
VaultBudget4 screens

Verdict

The call

The clearest difference is iOS requirement: 2Wallet Budget Expense Tracker at 15.0 against VaultBudget's 17.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 2Wallet Budget Expense Tracker sells 4 in-app purchases, starting at $0.29 per 7 days and VaultBudget sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

2Wallet Budget Expense Tracker ships an update every 6 weeks, VaultBudget every 3 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 9 level
2Wallet Budget Expense Tracker versus VaultBudget: the parameters behind the verdict, then further details
Parameter2Wallet Budget Expense TrackerVaultBudget
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 6 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better17.6
Further details — not scored
Size57 MB12 MB
Age rating4+4+
DeveloperArtem DemyanovWael Inaim

In-app purchases

4 purchases

2Wallet Budget Expense Tracker

Subscriptions4
  • Premium Level2 variants$0.297 Days
  • Subscription for month$1.491 Month
  • Subscription for a year Price 1$11.991 Year
Show 1 more
  • Subscription for a year Price 17 Days trial$11.991 Year
3 purchases

VaultBudget

Subscriptions2
  • Premium Monthly$3.991 Month
  • VaultBudget Premium Yearly$39.991 Year
One-time1
  • VaultBudget Premium Lifetime$119.99

Questions

Is 2Wallet Budget Expense Tracker free?
2Wallet Budget Expense Tracker is free to download, with in-app purchases available.
Is VaultBudget free?
VaultBudget is free to download, with in-app purchases available.
Do 2Wallet Budget Expense Tracker or VaultBudget have ads?
Neither 2Wallet Budget Expense Tracker nor VaultBudget shows ads.
Which is updated more often, 2Wallet Budget Expense Tracker or VaultBudget?
2Wallet Budget Expense Tracker ships an update every 6 weeks, and VaultBudget every 3 weeks. Most recently, 2Wallet Budget Expense Tracker was updated on October 24, 2026 and VaultBudget on October 25, 2026.

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