Comparison

360Pay vs gpay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

360Pay

This secure digital payments app simplifies sending and managing money for personal and business use. It allows for instant money transfers, quick merchant payments, and real-time transaction tracking on a protected platform.

Highlights
  • Instant money sending
  • Secure merchant payments
  • Seamless fund transfers
  • Real-time transaction tracking
  • Secured transaction platform
Read full description

360Pay, powered by Liberte Pay. Built for everyday life and business. 360Pay is a secure and reliable digital payments app designed to make sending and managing money simple and efficient. Whether you’re paying for goods, transferring funds, or tracking transactions, 360Pay gives you seamless control—anytime, anywhere. What You Can Do · Send money instantly with ease and confidence · Make merchant payments quickly and securely · Transfer funds seamlessly across supported channels · Track transactions in near real time with clear, detailed records · Perform transactions on a secured platform.

About

gpay

A secure and convenient digital payment app that simplifies everyday financial transactions. Manage money, send and receive funds, pay bills, and make merchant payments all from your smartphone.

Highlights
  • Send and receive money
  • Add money and cash services
  • Pay bills easily
  • Merchant payments via QR codes
  • Mobile recharge
  • Education fee payments
  • Credit card bill payments
Features
Read full description

Welcome to gpay (by Shamadhan Services Limited), a digital financial services provider operating a secure mobile wallet ecosystem across Bangladesh. Whether you're making daily payments, transferring funds, doing mobile recharge, or paying bills, gpay makes transactions simple, safe, and instant. Key Features Send & Receive Money • Instantly transfer money to other gpay users • Send funds to bank accounts and other payment services • Request money from friends and family Add Money • Add money from bank accounts, debit/credit cards, or other digital channels Pay Bills Easily • Electricity, gas, water, internet and other utility bill payments • Government fee payments and service payments Merchant Payments • Pay at shops and online merchants using QR • Secure and instant digital payments Mobile Recharge • Recharge any mobile operator instantly • Access exclusive offers and promotions More Financial Services • Education fee payments • Credit card bill payments • Donations and subscription services • Remittance receiving • Savings and loan services (where applicable) Safe & Secure gpay uses advanced security measures to ensure safe digital transactions and protect user information. Why Choose gpay? • Fast and reliable transactions • Payments anywhere with Bangla QR acceptance • Clear, upfront terms with no hidden costs. • Multiple financial services in one app • Secure digital wallet • Convenient and easy to use Download gpay today and experience a smarter way to manage your finances.

Screenshots

360Pay4 screens
gpay4 screens

Verdict

The call

The clearest difference is rating: 360Pay at 5.0 against gpay's 3.1. gpay's advantage is update cadence (fortnightly vs every 2 months) and ratings volume (8 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

360Pay holds the better App Store score, 5.0 against 3.1. Both are backed by a comparable volume of ratings — 2 and 8 respectively.

UpkeepUpdate frequency

360Pay ships an update every 2 months, gpay fortnightly. The most recent releases landed on October 28, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
360Pay versus gpay: the parameters behind the verdict, then further details
Parameter360Paygpay
PriceFreeFree
Rating5.0 (2 ratings) — better3.1 (8 ratings)
Positive reviews—100.0% of reviews
Number of ratings28 — better
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size78 MB84 MB
Age rating12+4+
Developer360 PayShamadhan

In-app purchases

None

360Pay

No in-app purchases

None

gpay

No in-app purchases

Questions

Is 360Pay free?
360Pay is free to download, with no in-app purchases.
Is gpay free?
gpay is free to download, with no in-app purchases.
Which has better reviews, 360Pay or gpay?
360Pay is rated higher. 360Pay averages 5.0 out of 5 from 2 ratings, while gpay averages 3.1 from 8 ratings.
Do 360Pay or gpay have ads?
Neither 360Pay nor gpay shows ads.
Which is updated more often, 360Pay or gpay?
360Pay ships an update every 2 months, and gpay fortnightly. Most recently, 360Pay was updated on October 28, 2026 and gpay on October 31, 2026.

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