AB Pay vs xeloc
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AB Pay
Manage your cryptocurrency assets securely and easily on a decentralized platform. Trade quickly, view assets across multiple blockchains in one place, and maintain full control of your funds with a non-custodial design.
- Secure and easy to use
- Decentralized trading
- Non-custodial design
- Multi-chain asset management
- Unified view of assets
- On-chain and community insights
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Secure and Easy to Use — Your All-in-One Platform for Lightning-Fast Trading and Asset Management Secure ・ Simple ・ Decentralized - Enjoy a seamless trading experience without relying on centralized platforms. - Our clean and intuitive interface makes it easy to manage your assets. - With a fully non-custodial design, you hold your private keys and stay in complete control of your funds. Multi-Chain. Multi-Wallet. Multi-Account. - Easily manage assets across multiple blockchains in one unified view. - Leverage on-chain and community insights to discover high-potential assets. Support AB Connect connects AB Core with its dedicated sidechains, enabling the efficient transfer of AB Coin between various chains. AB Connect connects AB Core with its dedicated sidechains, enabling the efficient transfer of AB Coin between various chains. Start your Web3 journey with full autonomy: https://www.abpay.cash/en/
xeloc
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xeloc [ zero ] implements the simple features that developers actually wanted. There are no ads, and no analysis or tracking of usage data. - XRPL Account Creation & Import - You can create new accounts or import existing ones. - Up to 5 accounts can be registered. - Token Check, Send, DEX Trading & TrustLine Setup - You can check tokens (XRP, IOU, NFT) linked to your account and send XRP or IOU tokens. - Modifying trust line settings required to hold tokens is also supported. - Transaction History - You can view and check the list of your account's transaction history. - An offer cancellation feature for DEX trading is also partially implemented. - WalletConnect Support - Easily establish session connections with websites that support WalletConnect.
Screenshots
Verdict
The clearest difference is iOS requirement: AB Pay at 13.0 against xeloc's 16.4. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AB Pay ships an update every 3 weeks, xeloc every 2 weeks. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.
| Parameter | AB Pay | xeloc |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 104 MB | 66 MB |
| Age rating | 4+ | 4+ |
| Developer | AB Foundation | DXL Labs |
In-app purchases
AB Pay
No in-app purchases
xeloc
No in-app purchases









