Comparison

PayProtocol vs PayRam

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

PayProtocol

Features
Read full description

Decentralized crypto payment and wallet infrastructure for B2C enterprises. Pay Protocol enables retailers and fintechs to acquire, manage, self-custody, and disburse crypto seamlessly, with full in-house contral. - Supports multiple networks like Ethereum/Tron/BNB - Create or import wallets - Send/Receive ERC20/TRC20/BEP20 assets - Built-in DApp browser with full compatibility for PayProtocol merchant management systems - Serverless architecture: All data sourced from public blockchain information, wallet private keys stored locally on-device

About

PayRam

Features
Read full description

The simple self-custody wallet. Sign in with your email and your wallet is ready. No seed phrase to write down, and no one else holding your money. PayRam never stores your keys and cannot move, freeze or take your funds. What's in your wallet is yours. SIMPLE BY DESIGN - Sign in with email. Your wallet is created for you - Hold stablecoins and crypto on Base, Ethereum and Polygon - Send to any address, or scan a QR code to pay - Receive with your address or QR code - See every balance and transaction in one place YOURS ALONE - Self-custody: you control your wallet, PayRam does not - Lock the app with Face ID - Export your wallet key from Settings at any time - Keep up to five accounts on one device and switch in a tap - Delete your account in the app, whenever you want ADD FUNDS Buy crypto through licensed third-party providers, by card or bank transfer where available. They handle identity checks and payment. Availability depends on your country. GOOD TO KNOW - Blockchain network fees apply and vary by network - Crypto prices can change quickly, and you can lose money - Transactions on a blockchain cannot be reversed - PayRam cannot recover your wallet for you. Keep access to your sign-in email, and keep a backup of your exported key somewhere safe

Screenshots

PayProtocol3 screens
PayRam4 screens

Verdict

The call

The clearest difference is update cadence: PayRam at every 2 weeks against PayProtocol's every 2 months. PayProtocol's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PayProtocol ships an update every 2 months, PayRam every 2 weeks. The most recent releases landed on October 21, 2026 and October 17, 2026 respectively.

Scorecard2 real differences ยท 4 level
PayProtocol versus PayRam: the parameters behind the verdict, then further details
ParameterPayProtocolPayRam
PriceFreeFree
Update frequencyEvery 2 monthsEvery 2 weeks โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod โ€” betteriPhone
Requires iOS15.1 โ€” better16.4
Further details โ€” not scored
Size40 MB54 MB
Age rating17+17+
DeveloperHong Kong Yesjungle LimitedMojo Nation Ltd

In-app purchases

None

PayProtocol

No in-app purchases

None

PayRam

No in-app purchases

Questions

Is PayProtocol free?
PayProtocol is free to download, with no in-app purchases.
Is PayRam free?
PayRam is free to download, with no in-app purchases.
Do PayProtocol or PayRam have ads?
Neither PayProtocol nor PayRam shows ads.
Which is updated more often, PayProtocol or PayRam?
PayProtocol ships an update every 2 months, and PayRam every 2 weeks. Most recently, PayProtocol was updated on October 21, 2026 and PayRam on October 17, 2026.

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