PayProtocol vs PayRam
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
PayProtocol
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Decentralized crypto payment and wallet infrastructure for B2C enterprises. Pay Protocol enables retailers and fintechs to acquire, manage, self-custody, and disburse crypto seamlessly, with full in-house contral. - Supports multiple networks like Ethereum/Tron/BNB - Create or import wallets - Send/Receive ERC20/TRC20/BEP20 assets - Built-in DApp browser with full compatibility for PayProtocol merchant management systems - Serverless architecture: All data sourced from public blockchain information, wallet private keys stored locally on-device
PayRam
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The simple self-custody wallet. Sign in with your email and your wallet is ready. No seed phrase to write down, and no one else holding your money. PayRam never stores your keys and cannot move, freeze or take your funds. What's in your wallet is yours. SIMPLE BY DESIGN - Sign in with email. Your wallet is created for you - Hold stablecoins and crypto on Base, Ethereum and Polygon - Send to any address, or scan a QR code to pay - Receive with your address or QR code - See every balance and transaction in one place YOURS ALONE - Self-custody: you control your wallet, PayRam does not - Lock the app with Face ID - Export your wallet key from Settings at any time - Keep up to five accounts on one device and switch in a tap - Delete your account in the app, whenever you want ADD FUNDS Buy crypto through licensed third-party providers, by card or bank transfer where available. They handle identity checks and payment. Availability depends on your country. GOOD TO KNOW - Blockchain network fees apply and vary by network - Crypto prices can change quickly, and you can lose money - Transactions on a blockchain cannot be reversed - PayRam cannot recover your wallet for you. Keep access to your sign-in email, and keep a backup of your exported key somewhere safe
Screenshots
Verdict
The clearest difference is update cadence: PayRam at every 2 weeks against PayProtocol's every 2 months. PayProtocol's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PayProtocol ships an update every 2 months, PayRam every 2 weeks. The most recent releases landed on October 21, 2026 and October 17, 2026 respectively.
| Parameter | PayProtocol | PayRam |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Every 2 weeks โ better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod โ better | iPhone |
| Requires iOS | 15.1 โ better | 16.4 |
| Further details โ not scored | ||
| Size | 40 MB | 54 MB |
| Age rating | 17+ | 17+ |
| Developer | Hong Kong Yesjungle Limited | Mojo Nation Ltd |
In-app purchases
PayProtocol
No in-app purchases
PayRam
No in-app purchases









