木蛙记账 vs Twally

木蛙记账 - 你的专属存钱搭子 欢迎来到木蛙的魔法存钱世界，在这里小木蛙不仅认真的为你记下每一笔开支和收入，帮助你分析、合理规划支出，提醒你日常记账，还创造出了许许多多的存钱计划表帮助每位小伙伴更加轻松愉快的完成自己的存钱计划。 学会有效的记账，复盘才是省钱的开始，贴心的小木蛙会根据你的收支数据，多维度的智能分析，展示出哪些消费可以节省下来，让你对自己的消费了如指掌。它相信，坚持记账认真复盘消费，就会离自己的梦想更进一步，早日成为小富翁！ ——｛产品功能｝—— [存钱计划] 超多可爱好看的存钱计划表供你自由选择，7天/30天/100天...不同的计划都能随意创建哦 [趣味存钱玩法] 存钱大富翁、存钱刮刮乐，超好玩的趣味存钱玩法，让你的每一笔存款都充满意外和惊喜，让存钱不再枯燥乏味，每个人都能开心存钱 [心愿计划] 在繁杂的生活之余，创建一份属于自己的心愿清单，在世俗与生活中取得平衡，静下来发现全新的自己 [归物计划] 优雅的个人物品管理，帮你记录和管理生活中的每一件物品 [消费复盘] 复盘才是省钱的开始，智能分析消费数据，并给出最合理的消费建议，帮助你更好的理财！ [多人记账] 支持多人实时共享账本，随时查看账本总收支，分析账本成员收支占比，复盘消费让消费更加健康。 [自动记账] 自动记录收支信息，解放你的双手，让记账变得无比简单！ [定时记账] 房贷、车贷、工资这些固定时间会记录的账单可以放手交给木蛙，到达设定日期当天，它会为你自动记录，省时又省力！ [可节省按钮] 当你在记录一笔冲动消费时，可以勾选上“可节省”按钮，来为该条账单打上标签，日后复盘时可以清晰地看到哪些消费是可以不花的。 [多账本] 家庭、情侣、日常、校园、工作...多场景账本让你的记账数据变得井井有条。 [分类预算] 按照消费习惯填写总预算与分类预算细分支出类型，超支及时提醒，帮助你精准控制开支。 [账单备注] 为账单添加备注，让账目变的有凭有据，回顾以往消费更加清晰明了。 [记账提醒&消费日报] 自定义每日的记账时间，到点提醒养成记账好习惯，再也不用担心忘记记账啦，更有每日的消费总结定时向你发送报告，让你更加清晰资金的去向。 [密码保护] 隐私保护密码锁定，保证你的记账数据安全可靠不外泄。 [日历视图] 日历上清晰查看每天的收支，查账补账超方便。 [图表统计] 往期记账数据环比展示清晰明了，收支排行明细列表，直观分析消费日常。 *您的免费试用订阅将自动续订为付费订阅，除非在免费试用期结束前至少24小时关闭了自动续订 *您可以随时通过iTunes帐户设置关闭自动续订来取消免费试用或订阅。必须在免费试用或订阅期结束前24小时完成此操作，以免被收费。取消将在当前订阅期的最后一天之后生效，您将被降级为免费服务 用户协议（Terms of Use）: https://mwbill.123xzj.com/mw/bill/conf/yhxy.html 会员服务协议: https://mwbill.123xzj.com/mw/bill/conf/hyxy.html 隐私协议: https://mwbill.123xzj.com/mw/bill/conf/ysxy.html 自动续费协议: https://mwbill.123xzj.com/mw/bill/conf/zdxfxy.html

Twally is a shared expense tracker designed for couples, partners, and roommates. Say goodbye to tedious manual bill splitting. With back-tap screenshot logging, on-device intelligence, secret surprise protection, and interactive transaction dialogues, managing shared living costs becomes effortless, transparent, and meaningful. Whether you are grocery shopping, dining out, planning a vacation, or splitting household bills, Twally keeps your shared finances organized. [Key Features] Zero-Touch Back Tap Entry Integrate with iOS Back Tap and Shortcuts to capture payment confirmation screens with a double tap on the back of your iPhone. Powered by the Apple Vision framework, amounts and merchants are extracted on-device in milliseconds without manual typing. Real-Time Couple Sync Built on Apple native iCloud CloudKit technology, both partners can record expenses independently while data merges instantly into a single shared ledger. Clearly separate shared expenses, your spending, and your partner's spending. One upgrade covers both partners. Secret Gift Protection Planning a surprise birthday gift or anniversary dinner? Enable Surprise Protection with one tap. Your partner will see a placeholder notice without revealing the merchant, category, or note, keeping your romantic gesture secret while keeping accounts balanced. Transaction Dialogues and Live Activity Finances can be warm and communicative. Leave comments, reactions, and interactive stickers on any transaction. Stay connected through real-time notifications on the Dynamic Island and Lock Screen Live Activities. Smart Voice and Text Parsing Speak naturally to record expenses instantly with automatic speech recognition and smart categorization. Copy and paste payment confirmation notices to extract details with built-in knowledge across hundreds of popular merchant brands. Shared Wishlist Add desired items to your shared wishlist first to encourage thoughtful spending. Save together, coordinate budgets, and convert fulfilled wishes into active expenses with one tap. Financial Analytics Dashboard Track contributions at a glance using the Duo Ratio comparison bar. Monitor spending habits with 6-month stacked trend charts, category donut breakdowns, and month-over-month comparisons. Installments, Recurring Schedules, and Refunds Spread large purchases across 2 to 60 monthly installments. Schedule recurring expenses such as rent and subscriptions. Match refunds directly against original transactions to prevent duplicate or conflicting entries. [Privacy and Security Commitment] • Zero Ads: Twally contains no third-party advertisements or behavioral tracking SDKs. • Native iCloud Sync: All financial details reside securely on your local device and your private Apple iCloud database. Our servers never receive, inspect, or store your transaction amounts, notes, or photos. • On-Device Vision Processing: Optical character recognition runs completely offline via local hardware neural engines. Screenshots are never uploaded to any remote server. [Pricing and Terms] • Single-User Mode is Free: All local personal bookkeeping features, categories, dashboards, wishlists, and data export tools remain completely free. • Twally Together includes a 14-day free trial upon pairing. No pre-authorized payment is required, and no automatic charges occur when the trial ends. • Together access is available as an auto-renewing yearly subscription or a one-time lifetime purchase. A single purchase unlocks shared sync for both partners. Terms of Use: https://gobefar.com/twally/terms Privacy Policy: https://gobefar.com/twally/privacy