WorthTrail vs Twally

WorthTrail is a private net worth tracker. Record every asset and debt in one place, without connecting a bank account. ◆ See your whole net worth • Net worth, assets, liabilities and today's change on one page • Stocks, ETFs, funds, crypto, property, deposits, cash and debts together • Every currency converted into your base currency ◆ Understand your returns • Daily, weekly, monthly and yearly P&L on one calendar • Cost basis, realized and unrealized gains, trends and drawdowns • Automatic daily records and historical prices build your history ◆ Track your path to FIRE • FIRE progress toward a target based on your annual spending and withdrawal rate • Passive income from dividends and deposit interest, and the share of spending it covers • A projected date and how long your money lasts, as estimates you can adjust ◆ Organize it your way • Tag groups for accounts, family members, sectors, regions or strategies • Switch views without duplicating holdings • Recurring investment plans and fixed-term deposits ◆ AI agents on Mac • The Mac version runs a local MCP server for AI agents • Ask about your net worth, holdings and returns in plain words • Agents record trades only when you allow it, after you approve a preview ◆ Reports and widgets • Excel workbooks and PDF reports for analysis and archiving • Home Screen widgets keep your net worth in view ◆ Privacy first • Your data stays on your device, with an optional private iCloud backup • No bank login, no ads, no third-party analytics SDKs • Face ID or passcode lock WorthTrail is for asset recording and analysis only. It does not provide investment advice. Market data may be delayed, incomplete or inaccurate. Please refer to your actual accounts and official data. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Twally is a shared expense tracker designed for couples, partners, and roommates. Say goodbye to tedious manual bill splitting. With back-tap screenshot logging, on-device intelligence, secret surprise protection, and interactive transaction dialogues, managing shared living costs becomes effortless, transparent, and meaningful. Whether you are grocery shopping, dining out, planning a vacation, or splitting household bills, Twally keeps your shared finances organized. [Key Features] Zero-Touch Back Tap Entry Integrate with iOS Back Tap and Shortcuts to capture payment confirmation screens with a double tap on the back of your iPhone. Powered by the Apple Vision framework, amounts and merchants are extracted on-device in milliseconds without manual typing. Real-Time Couple Sync Built on Apple native iCloud CloudKit technology, both partners can record expenses independently while data merges instantly into a single shared ledger. Clearly separate shared expenses, your spending, and your partner's spending. One upgrade covers both partners. Secret Gift Protection Planning a surprise birthday gift or anniversary dinner? Enable Surprise Protection with one tap. Your partner will see a placeholder notice without revealing the merchant, category, or note, keeping your romantic gesture secret while keeping accounts balanced. Transaction Dialogues and Live Activity Finances can be warm and communicative. Leave comments, reactions, and interactive stickers on any transaction. Stay connected through real-time notifications on the Dynamic Island and Lock Screen Live Activities. Smart Voice and Text Parsing Speak naturally to record expenses instantly with automatic speech recognition and smart categorization. Copy and paste payment confirmation notices to extract details with built-in knowledge across hundreds of popular merchant brands. Shared Wishlist Add desired items to your shared wishlist first to encourage thoughtful spending. Save together, coordinate budgets, and convert fulfilled wishes into active expenses with one tap. Financial Analytics Dashboard Track contributions at a glance using the Duo Ratio comparison bar. Monitor spending habits with 6-month stacked trend charts, category donut breakdowns, and month-over-month comparisons. Installments, Recurring Schedules, and Refunds Spread large purchases across 2 to 60 monthly installments. Schedule recurring expenses such as rent and subscriptions. Match refunds directly against original transactions to prevent duplicate or conflicting entries. [Privacy and Security Commitment] • Zero Ads: Twally contains no third-party advertisements or behavioral tracking SDKs. • Native iCloud Sync: All financial details reside securely on your local device and your private Apple iCloud database. Our servers never receive, inspect, or store your transaction amounts, notes, or photos. • On-Device Vision Processing: Optical character recognition runs completely offline via local hardware neural engines. Screenshots are never uploaded to any remote server. [Pricing and Terms] • Single-User Mode is Free: All local personal bookkeeping features, categories, dashboards, wishlists, and data export tools remain completely free. • Twally Together includes a 14-day free trial upon pairing. No pre-authorized payment is required, and no automatic charges occur when the trial ends. • Together access is available as an auto-renewing yearly subscription or a one-time lifetime purchase. A single purchase unlocks shared sync for both partners. Terms of Use: https://gobefar.com/twally/terms Privacy Policy: https://gobefar.com/twally/privacy