Comparison

AEGpay vs SPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AEGpay

Features
Read full description

AEGPay — a global crypto-powered card and payment app that bridges digital assets with everyday spending. Top up, spend, and manage your finances seamlessly. ▸ SPEND CRYPTO, ANYWHERE • Virtual & Physical Cards: Powered by Visa, accepted at millions of merchants worldwide • Stablecoin & Crypto Support: USDT, USDC, ETH, BTC, USD, • Real-Time Exchange: Convert crypto to fiat instantly for card payments • Low Fees: Competitive rates for top-up and transactions ▸ CARD MANAGEMENT • Apply for virtual or physical cards in minutes • View balances, transaction history, and card details • Lock/unlock cards instantly for added security • Set custom tags to organize multiple cards • 3D Secure (3DS) verification for safe online purchases • Monthly statements with spending breakdown ▸ SECURITY & COMPLIANCE • KYC identity verification for regulatory compliance • Device management with new device verification • PIN protection and secure authentication • Push notifications for real-time transaction alerts ▸ DESIGNED FOR GLOBAL USERS • Available in 11 languages: English, Russian, Chinese, French, Spanish, Portuguese, German, Italian, Japanese, Korean, and more • Modern dark theme with intuitive interface • Apple Sign-In for quick access

About

SPay

Manage multiple cryptocurrencies and fund a virtual Visa card for worldwide online spending. Track transactions in real-time and secure your account with biometric login and 24/7 customer support.

Highlights
  • Manage multiple cryptocurrencies
  • Virtual Visa card
  • Global online spending
  • Real-time transaction tracking
  • Passcode and biometric login
  • 24/7 customer support
Features
Read full description

SPay is a digital wallet developed and operated by NOVARA TECH L.L.C S.O.C — a licensed technology company. With SPay you can: - Hold and manage crypto across multiple wallets, including USDT, USDC, ETH and TRX - Deposit crypto quickly and securely to fund your account - Get a SPay virtual Visa card and load it from your wallet balance - Spend online worldwide and withdraw from your card balance - Track every transaction with a clear, real-time history - Stay protected with passcode and biometric login - Receive instant push notifications on card activity - Reach 24/7 customer support whenever you need it Download SPay today and experience the future of digital payments. Privacy Policy: https://spay.finance/privacy-policy Support: https://spay.finance/support

Screenshots

AEGpay4 screens
SPay4 screens

Verdict

The call

The clearest difference is update cadence: SPay at every 2 days against AEGpay's every 10 days. AEGpay's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

AEGpay ships an update every 10 days, SPay every 2 days. The most recent releases landed on October 7, 2026 and October 2, 2026 respectively.

Scorecard2 real differences · 8 level
AEGpay versus SPay: the parameters behind the verdict, then further details
ParameterAEGpaySPay
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 10 daysEvery 2 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size38 MB39 MB
Age rating17+4+
DeveloperQipay LimitedNOVARA TECH L.L.C S.O.C

In-app purchases

None

AEGpay

No in-app purchases

None

SPay

No in-app purchases

Questions

Is AEGpay free?
AEGpay is free to download, with no in-app purchases.
Is SPay free?
SPay is free to download, with no in-app purchases.
Do AEGpay or SPay have ads?
Neither AEGpay nor SPay shows ads.
Which is updated more often, AEGpay or SPay?
AEGpay ships an update every 10 days, and SPay every 2 days. Most recently, AEGpay was updated on October 7, 2026 and SPay on October 2, 2026.

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