Comparison

Thrive Bank Mobile vs Dayspringmfb

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Thrive Bank Mobile

Features
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Thrive Microfinance Bank's mobile app gives you fast, secure, and convenient access to your bank account anytime, anywhere. With our app, you can: Open and manage your account Transfer funds instantly Pay bills with ease Buy airtime and data View account balances and transaction history Locate nearby Thrive MFB branches and agents Thrive MFB is licensed by the Central Bank of Nigeria and committed to delivering trusted, technology-driven financial services. Download the Thrive MFB app today and enjoy smarter, simpler banking at your fingertips.

About

Dayspringmfb

Features
Read full description

Dayspring is Nigeria's trusted microfinance bank, offering secure, fast, and affordable financial solutions for individuals, SMEs, and cooperatives. With Dayspring, you can: • Send and receive money instantly with seamless transfers (optimal 100% success rate) to any bank in Nigeria. Schedule recurring transfer and enjoy the flow. • Pay bills and top-up airtime & data with exclusive bonuses and rewards. • Grow your savings easily with competitive interest rates on your balance. • Enjoy Bustle-free debit cards with zero maintenance charges for Save & Smile • Say goodbye to transaction failures and network issues. Enjoy super-fast, reliable and successful transactions 24/7. • Send money using account number, including non-Dayspring users. • Powered by all Nigerian banks: Access Bank, Zenith Bank, GT Bank, UBA, First Bank, Ecobank, and more—ensuring a seamless and secure banking experience. • Keep track of every transfer. Easily find transaction details in your "Transaction History" with real-time updates. • Instant Notifications: Receive Email, SMS and in-app alerts for transaction. BEST AIRTIME/DATA DEALS & EASY BILL PAYMENTS • Get top airtime and data offers on MTN, Airtel, Glo, and 9Mobile. • Pay electricity (IKEDC, EKEDC, AEDC, etc.), TV subscriptions (DStv, GOtv, Startimes), water bills, internet services, and more with ease. • Schedule recurring bill payments so you never miss a deadline. SAVE & SMILE WITH MORE MONEY (Powered by Dayspring Microfinance Bank) Save & Smile • Flexible Savings: Open a savings account with zero maintenance fees and competitive interest rates. • Daily Interest: Earn interest on your balance calculated daily and paid monthly. • Easy Access: Withdraw your savings anytime without penalties. Target Savings (SPEC PLUS SAVINGS) • Goal-Based Saving: Save towards specific goals—school fees, business expansion, travel, or festivals. • Flexible Plans: Choose daily, weekly, or monthly contribution schedules. • Progress Tracking: Visualize your savings journey with in-app progress and motivational alerts. Fixed Savings • Higher Returns: Lock idle funds for 30, 60, or 90 & more days to earn enhanced interest rates. • Early Withdrawal Options: Access funds with minimal charges in case of emergencies. • Auto-Renewal: Option to automatically roll over your fixed savings at maturity. SECURE AND PRIVATE • Biometric Login: Fingerprint and facial recognition for quick and secure app access. • Transaction Encryption: Bank-grade 256-bit encryption for all data and transactions. • Security: Optional Otp verification for transactions • Large Transaction Shield: Extra Otp verification for transactions above your preset limit. • Card Control: Instantly lock/unlock your debit card from the app if misplaced. • Private Mode: Hide your account balance from prying eyes with a single tap. • Real-Time Alerts: Instant notifications for all account activities—login, transfers, bill payments, and more. • Two-Factor Authentication (2FA): Added security layer for sensitive transactions. REGULATORY COMPLIANCE Dayspring Microfinance Bank Limited is licensed by the Central Bank of Nigeria (CBN) and insured by the Nigeria Deposit Insurance Corporation (NDIC) CONTACT US Our support team is available 24/7 for all your inquiries and complaints. Head Office: No. 2, 45 Road, 4th Avenue, Gwarinpa, FCT - Abuja Customer Care Helplines: +234 (0) 816 729 4433 Website: www.dayspringmfb.com Email: info@dayspringmfb.com DAYSFRING MICROFINANCE BANK Lets Create Wealth Together

Screenshots

Thrive Bank Mobile4 screens
Dayspringmfb4 screens

Verdict

The call

Thrive Bank Mobile and Dayspringmfb are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Thrive Bank Mobile ships an update every 2 weeks, Dayspringmfb monthly. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.

ScorecardNo meaningful differences
Thrive Bank Mobile versus Dayspringmfb: the parameters behind the verdict, then further details
ParameterThrive Bank MobileDayspringmfb
PriceFreeFree
Update frequencyEvery 2 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.1
Further details — not scored
Size55 MB55 MB
Age rating4+4+
DeveloperThrive Microfinance BankDAYSPRING MICROFINANCE BANK LIMITED

In-app purchases

None

Thrive Bank Mobile

No in-app purchases

None

Dayspringmfb

No in-app purchases

Questions

Is Thrive Bank Mobile free?
Thrive Bank Mobile is free to download, with no in-app purchases.
Is Dayspringmfb free?
Dayspringmfb is free to download, with no in-app purchases.
Do Thrive Bank Mobile or Dayspringmfb have ads?
Neither Thrive Bank Mobile nor Dayspringmfb shows ads.
Which is updated more often, Thrive Bank Mobile or Dayspringmfb?
Thrive Bank Mobile ships an update every 2 weeks, and Dayspringmfb monthly. Most recently, Thrive Bank Mobile was updated on October 28, 2026 and Dayspringmfb on October 25, 2026.

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