BillPlex vs Our Budget

BillPlex is the private money tracker for two — or the whole household. Split the bills, track what comes in, and see who owes who — without an account, a bank login, or anything ever leaving your phones. Partners, roommates, or a whole household: one home, three different memories of who paid for the groceries. BillPlex ends the argument. Who paid for what, settled in seconds Assign every expense to a person, see exactly who owes who, and settle up in seconds — not on the back of an envelope. Your personal coffee stays yours and the shared groceries stay shared, so your morning latte never blows up the joint budget. No account. No bank login. No servers. No sign-up wall, no email, no password to forget — install, open, and start in five seconds. When you sync, it happens directly between your phones over your own Wi-Fi: someone adds the supermarket run while you're still at the till, and it lands on everyone's screen before you finish bagging. Even your safety net stays yours: switch on automatic backup and BillPlex quietly keeps an encrypted copy up to date in a spot you choose, locked with your password. Nothing touches a cloud, because there is no cloud. Now it counts what comes in, too: Log your income next to your spending and BillPlex shows the whole picture — money in, money out, and what's actually left. It's your own private household money manager, minus the bank logins: a real view of where your money goes and where it stands. Just you? That works too No one to split with? BillPlex is a clean, private budget tracker for one — all the tracking, charts and predictions, just none of the splitting. The sharing is there the day you need it. See the bad month coming Smart predictions read how you've been spending and earning, then tell you where the month and the year are heading — so you see the wall before you hit it, not after. And the everyday stuff, handled: Snap a receipt and BillPlex pulls the merchant, date and amount — then you bin the paper. Hands full walking home? Say "two coffees and a taxi" and they're logged before you reach the door. Every subscription in one list — catch the free trial you forgot to cancel and the auto-renew that snuck through. Overdue bills stay pinned at the top, bright and impossible to miss, so a late fee never catches you again. Our privacy promise No cloud. No accounts. No tracking. No ads. No analytics. Everything lives on your device, and backups are encrypted on your terms. We don't have your data — because we never wanted it. Your money is your business, full stop. No account, nothing to lose. Open BillPlex and start in five seconds.

Our Budget is the simple way to track money together. Create a space for your household, your partner or a trip, invite the others with a code, and see every expense and income in one place. BUDGET WITH POCKETS Split each income into pockets like Household, Savings or Personal, by percentage or a fixed amount. Pay every expense from a pocket, and whatever you don't spend carries over to next month. The Pockets tab shows how much each one has left. SHARE WITH THE PEOPLE YOU LIVE WITH • Shared spaces with owners, admins and members • Assign an expense to one person, to everyone, or split it unequally by percentage or exact amounts • Personal pockets for each member next to the shared ones • Keep several spaces and switch between them in one tap SEE WHERE YOUR MONEY GOES • Monthly trend of expenses and income • Spending by category, with subcategories • Needs vs. wants, and how much of your income is left • Each member's share of the month • Unexpected expenses marked and totalled LESS TYPING • Recurring expenses like rent and subscriptions add themselves on schedule • Add an expense with Siri, the Shortcuts app, the Action Button or Back Tap • Home Screen, Lock Screen and Control Center shortcuts open the form directly • Log Apple Pay purchases automatically with a Shortcuts automation MAKE IT YOURS • Categories and subcategories with your own icons and colors • Accounts for cash, cards and banks, with a default account • Show only the fields you use • Any currency, in English and Spanish CONNECT YOUR AI Ask Claude Code or Codex about your spending with a personal, read-only key. It can read your budget but never change it, and you can revoke the key at any time. Our Budget is free to use. An optional Premium subscription removes ads. Our Budget Premium is an auto-renewable subscription. Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period. You can manage or cancel it in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://ourbudget.co/privacy-policy