Our Budget vs CashEnvelope

Our Budget is the simple way to track money together. Create a space for your household, your partner or a trip, invite the others with a code, and see every expense and income in one place. BUDGET WITH POCKETS Split each income into pockets like Household, Savings or Personal, by percentage or a fixed amount. Pay every expense from a pocket, and whatever you don't spend carries over to next month. The Pockets tab shows how much each one has left. SHARE WITH THE PEOPLE YOU LIVE WITH • Shared spaces with owners, admins and members • Assign an expense to one person, to everyone, or split it unequally by percentage or exact amounts • Personal pockets for each member next to the shared ones • Keep several spaces and switch between them in one tap SEE WHERE YOUR MONEY GOES • Monthly trend of expenses and income • Spending by category, with subcategories • Needs vs. wants, and how much of your income is left • Each member's share of the month • Unexpected expenses marked and totalled LESS TYPING • Recurring expenses like rent and subscriptions add themselves on schedule • Add an expense with Siri, the Shortcuts app, the Action Button or Back Tap • Home Screen, Lock Screen and Control Center shortcuts open the form directly • Log Apple Pay purchases automatically with a Shortcuts automation MAKE IT YOURS • Categories and subcategories with your own icons and colors • Accounts for cash, cards and banks, with a default account • Show only the fields you use • Any currency, in English and Spanish CONNECT YOUR AI Ask Claude Code or Codex about your spending with a personal, read-only key. It can read your budget but never change it, and you can revoke the key at any time. Our Budget is free to use. An optional Premium subscription removes ads. Our Budget Premium is an auto-renewable subscription. Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period. You can manage or cancel it in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://ourbudget.co/privacy-policy

Digital envelopes, kitchen-table simple. CashEnvelope brings the classic cash-stuffing method to your iPhone — no bank link, no account, no analytics. Stuff your paycheck into envelopes for Rent, Groceries, Fun, and Savings, watch the liquid fill bars tick down as you spend, and stay in control of every dollar. WHAT YOU CAN DO: • Envelope Wall — every envelope on one screen with live liquid-fill cards (green on track, amber near limit, red over budget) • Add Transactions — log spending in two taps, see the wall update instantly • Pace Forecast — projects each envelope's end-of-month landing before you actually overspend • Roll-Over Behavior — choose roll, reset, or bank-to-savings at month end, per envelope or globally • Monthly Overview — pie chart of where your money went, plus trend lines • CSV Export — every envelope and every transaction in one shareable file • Auto-Allocate Paycheck — define a paycheck template once, tap "Receive Paycheck", and watch every envelope fill automatically by % or fixed amount • Daily Reminder — gentle local notification to log yesterday's spending • Local Currency — formats automatically to your device locale WHY CASHENVELOPE IS DIFFERENT: The big envelope-budgeting apps (YNAB, Goodbudget, EveryDollar, Mvelopes) all want $10–$18 a month, a login, and a bank connection through Plaid. Reddit and the App Store are full of "Plaid disconnected again" complaints and "lost my data when my subscription lapsed" reviews. CashEnvelope skips all of that. No email signup. No bank link. No cloud sync. Your envelopes live on your iPhone, in SwiftData, and nowhere else. If you cancel, your data stays. If you go offline, the app works. If you want privacy, you have it. CASHENVELOPE PREMIUM — $2.99/month: • Roll-Over Behavior (roll, reset, or bank to savings) • Smart Forecast Alerts with tunable warning + critical thresholds • Monthly Overview pie chart + trends • One-CSV Export (envelopes + transactions) • Auto-Allocate Paycheck (one-tap distribute by % or $) • Ad-Free Free forever: unlimited envelopes, unlimited transactions, live fill bars, daily reminders. We don't gate the basics. PERFECT FOR: Couples and roommates splitting expenses, parents teaching the envelope method to teens, freelancers tracking variable income, anyone tired of bank-link apps breaking every other week, and the cash-stuffing community looking for a private digital companion. Privacy: CashEnvelope stores everything on your device. No account. No bank link. No personal data leaves your iPhone except the standard StoreKit purchase receipt and InMobi ad requests (free tier). See our Privacy Policy below for full disclosure. Auto-renews monthly. Cancel anytime in your Apple ID Subscriptions settings. --- Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tabishapps.com/privacy-policy.html