Split Expenses vs SpendWithPlan

Split expenses with friends, roommates and family — no signup required. No account, no third-party servers: your sheets sync through your own iCloud and your data stays yours. Apple confirms it: "Data Not Collected". Create a sheet, add people and log expenses. The app works out the balances automatically and tells you exactly who owes whom. PERFECT FOR • Group trips and vacations • Roommates and household bills • Dinners, nights out and shared gifts • Families who want to know what a trip really cost FEATURES • Shared sheets via iCloud — invite anyone with a link • Live balances, updated with every expense • Settle-up suggestions: who pays whom, and how much • Categories: groceries, transport, restaurants and more • Statistics: total, average per person, spending by category • Multi-currency with custom exchange rates • Export a PDF summary to share • Settle up and start fresh without losing your history • Home Screen widget to see your balance at a glance Simple, private, no ads.

Spend With Plan helps you stay on top of your money. Track income and expenses, set budgets by category, and see where your money goes—all in one simple app. • Balance at a glance — Net balance, income, expenses, and savings on one card • Budget by category — Food, transport, entertainment, and more; add your own categories • Add transactions fast — Income or expense, with date and category • See the big picture — Overview with progress bars and a clear view of spending • Reports — Spending by category and over time • Export your data — Save your transactions to CSV and keep your records • Home screen widget — Check your budget without opening the app • Your data stays yours — Everything is stored on your device; no account required Choose your currency, switch to dark mode, and use the app in English, German, or Spanish. Simple, private, and made to help you spend with a plan.