Comparison

Split Expenses vs HabiMate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split Expenses

Read full description

Split expenses with friends, roommates and family — no signup required. No account, no third-party servers: your sheets sync through your own iCloud and your data stays yours. Apple confirms it: "Data Not Collected". Create a sheet, add people and log expenses. The app works out the balances automatically and tells you exactly who owes whom. PERFECT FOR • Group trips and vacations • Roommates and household bills • Dinners, nights out and shared gifts • Families who want to know what a trip really cost FEATURES • Shared sheets via iCloud — invite anyone with a link • Live balances, updated with every expense • Settle-up suggestions: who pays whom, and how much • Categories: groceries, transport, restaurants and more • Statistics: total, average per person, spending by category • Multi-currency with custom exchange rates • Export a PDF summary to share • Settle up and start fresh without losing your history • Home Screen widget to see your balance at a glance Simple, private, no ads.

About

HabiMate

Effortlessly manage shared household expenses and track who owes whom. Log bills, split costs with custom rules, and coordinate with housemates using a shared wall for updates and photos. It simplifies financial organization for shared living spaces.

Highlights
  • Log and split expenses
  • Custom splitting rules
  • Optional receipt scanning
  • Track balances and settlements
  • House Wall for updates
  • QR code house invites
Features
Read full description

HabiMate helps roommates split shared costs clearly—without spreadsheet chaos. • Log expenses and split fairly (equal or custom rules) • Optional receipt scan to suggest amounts—always verify before saving • See who owes whom and suggested settlements (you pay friends however you like) • House Wall for photos, updates, and coordination • Join a house with QR codes and invites Privacy: https://habimate.com/privacy Account deletion: https://habimate.com/delete-account Support: https://habimate.com/contact HabiMate helps you organize splits; it isn’t legal, tax, or financial advice.

Screenshots

Split Expenses4 screens
HabiMate4 screens

Verdict

The call

The clearest difference is device support: HabiMate at 3 against Split Expenses's 1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Split Expenses ships an update every 4 days, HabiMate every 5 days. The most recent releases landed on October 30, 2026 and October 14, 2026 respectively.

Scorecard1 real difference · 9 level
Split Expenses versus HabiMate: the parameters behind the verdict, then further details
ParameterSplit ExpensesHabiMate
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 4 days — betterEvery 5 days
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.615.1 — better
Further details — not scored
Size6 MB50 MB
Age rating4+4+
DeveloperMarco LaganaMuhammad Zahid

In-app purchases

None

Split Expenses

No in-app purchases

None

HabiMate

No in-app purchases

Questions

Is Split Expenses free?
Split Expenses is free to download, with no in-app purchases.
Is HabiMate free?
HabiMate is free to download, with no in-app purchases.
Do Split Expenses or HabiMate have ads?
Neither Split Expenses nor HabiMate shows ads.
Which is updated more often, Split Expenses or HabiMate?
Split Expenses ships an update every 4 days, and HabiMate every 5 days. Most recently, Split Expenses was updated on October 30, 2026 and HabiMate on October 14, 2026.

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