UBL Digital UAE vs HabiMate
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UBL Digital UAE
Manage your finances on the go with this digital banking app. Perform fund transfers, pay bills, locate ATMs, and manage your accounts securely. Offers biometric login and transaction history.
- Fund transfers to UBL and other banks
- Interbank funds transfer
- Credit card bill payments
- ATM and branch locator
- Biometric login
- Account statement with graphical illustration
- Manage daily transaction limits
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UBL Digital App brings the exciting features of Digital banking on smartphones. UBL Digital enhances the financial liberty of our customers and enables them to manage their digital lifestyle anytime, anywhere while on the go. Funds Transfer & Payments: . Transfer Funds to other UBL Account . Transfer Funds within Own Account . Send Tezraftaar Remittance . Interbank Funds Transfer . Pay Credit Card Bill Locate nearby ATMs/Branches: . Find the nearby UBL ATMs and Branches Basic features: . Login through secure Bio-metric verification . Manage Multiple Accounts . e transaction History . Experience Account Statement with graphical illustration . Beneficiary Management Feedback: . Leave a message and one of our customer care representative will . get back to you . Let us know your feedback regarding the App Settings: . Change Daily transaction limits . Enable/Disable Touch ID or Face ID
HabiMate
Effortlessly manage shared household expenses and track who owes whom. Log bills, split costs with custom rules, and coordinate with housemates using a shared wall for updates and photos. It simplifies financial organization for shared living spaces.
- Log and split expenses
- Custom splitting rules
- Optional receipt scanning
- Track balances and settlements
- House Wall for updates
- QR code house invites
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HabiMate helps roommates split shared costs clearly—without spreadsheet chaos. • Log expenses and split fairly (equal or custom rules) • Optional receipt scan to suggest amounts—always verify before saving • See who owes whom and suggested settlements (you pay friends however you like) • House Wall for photos, updates, and coordination • Join a house with QR codes and invites Privacy: https://habimate.com/privacy Account deletion: https://habimate.com/delete-account Support: https://habimate.com/contact HabiMate helps you organize splits; it isn’t legal, tax, or financial advice.
Screenshots
Verdict
The clearest difference is review sentiment: HabiMate at 100% against UBL Digital UAE's 29%. HabiMate also leads on update cadence (every 5 days vs every 5 weeks) and rating (5.0 vs 4.7). UBL Digital UAE's advantage is ratings volume (40 vs 1) and iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HabiMate holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: UBL Digital UAE has 40 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 29% of UBL Digital UAE's written reviews are positive against 100% of HabiMate's.
UBL Digital UAE ships an update every 5 weeks, HabiMate every 5 days. The most recent releases landed on November 6, 2026 and November 5, 2026 respectively.
| Parameter | UBL Digital UAE | HabiMate |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (40 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 29.4% of reviews | 100.0% of reviews — better |
| Number of ratings | 40 — better | 1 |
| Update frequency | Every 5 weeks | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 88 MB | 50 MB |
| Age rating | 4+ | 4+ |
| Developer | UBL | Muhammad Zahid |
Customer experience
UBL Digital UAE
HabiMate
In-app purchases
UBL Digital UAE
No in-app purchases
HabiMate
No in-app purchases
Questions
Is UBL Digital UAE free?
Is HabiMate free?
Which has better reviews, UBL Digital UAE or HabiMate?
Do UBL Digital UAE or HabiMate have ads?
Which is updated more often, UBL Digital UAE or HabiMate?
Other comparisons
