Comparison

HBL Mobile (UAE) vs UBL Digital UAE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HBL Mobile (UAE)

Manage your finances on the go with this banking application. Perform fund transfers, pay bills, send remittances, and access account statements with ease. Enjoy a convenient banking experience right from your mobile device.

Highlights
  • Account summary and details
  • Fund transfers (within UAE and international)
  • Credit card bill payments
  • Remittances to Pakistan, Bangladesh, Sri Lanka
  • Visa offers
  • Fingerprint/Touch ID login
Features
Read full description

With HBL Mobile, you can now bank on-the-go. Transfer Funds anywhere, Pay Credit Card Bills, Send Remittances via FastTransfer to Pakistan, Sri Lanka, and Bangladesh, Explore Visa Offers, Download Statements and do so much more, with just a few taps. Experience convenience at your fingertips. HBL Mobile is an app designed to simplify the way you bank. So, whether you are relaxing at the beach or spending quality time at home, meeting your banking needs is just a few taps away. Unveil the convenient side of banking by downloading HBL Mobile today. Features Accounts − Account(s) summary − Account details − Account activity − Account statement Payments and Transfers − Within own HBL accounts in UAE − To other HBL accounts in UAE − To other bank accounts in UAE − To bank accounts outside UAE − Credit Card Payment of Banks in UAE − Demand Draft Request − Beneficiary Management FastTransfer Remittance − Remit to Pakistan − Remit to Bangladesh − Remit to Sri Lanka − New Membership Registration − Change Remitting Account − Add a New Beneficiary Others − Visa offers − Branch locator − HBL Mobile activity history − Login using Fingerprint / Touch ID And many more. Note: Please create a new profile for HBL Mobile with its own Login ID and Password. HBL InternetBanking credentials cannot be used on HBL Mobile.

About

UBL Digital UAE

Manage your finances on the go with this digital banking app. Perform fund transfers, pay bills, locate ATMs, and manage your accounts securely. Offers biometric login and transaction history.

Highlights
  • Fund transfers to UBL and other banks
  • Interbank funds transfer
  • Credit card bill payments
  • ATM and branch locator
  • Biometric login
  • Account statement with graphical illustration
  • Manage daily transaction limits
Features
Read full description

UBL Digital App brings the exciting features of Digital banking on smartphones. UBL Digital enhances the financial liberty of our customers and enables them to manage their digital lifestyle anytime, anywhere while on the go.     Funds Transfer & Payments: . Transfer Funds to other UBL Account . Transfer Funds within Own Account . Send Tezraftaar Remittance . Interbank Funds Transfer . Pay Credit Card Bill                       Locate nearby ATMs/Branches: . Find the nearby UBL ATMs and Branches     Basic features: . Login through secure Bio-metric verification . Manage Multiple Accounts . e transaction History . Experience Account Statement with graphical illustration . Beneficiary Management   Feedback: . Leave a message and one of our customer care representative will . get back to you . Let us know your feedback regarding the App     Settings: . Change Daily transaction limits . Enable/Disable Touch ID or Face ID

Screenshots

HBL Mobile (UAE)3 screens
UBL Digital UAE4 screens

Verdict

The call

The clearest difference is ratings volume: UBL Digital UAE at 38 against HBL Mobile (UAE)'s 2. UBL Digital UAE also leads on rating (4.7 vs 4.5) and iOS requirement (13.0 vs 15.6). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

UBL Digital UAE holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: UBL Digital UAE has 38 ratings behind it against 2, so its average is the more settled of the two. Written reviews split almost evenly too, at 0% and 0% positive.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on July 21, 2026 and September 9, 2026 respectively.

Scorecard3 real differences · 7 level
HBL Mobile (UAE) versus UBL Digital UAE: the parameters behind the verdict, then further details
ParameterHBL Mobile (UAE)UBL Digital UAE
PriceFreeFree
Rating4.5 (2 ratings)4.7 (38 ratings) — better
Positive reviews0.0% of reviews0.0% of reviews
Number of ratings238 — better
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size60 MB88 MB
Age rating4+4+
DeveloperHABIB BANK LIMITEDUBL

Customer experience

HBL Mobile (UAE)

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

UBL Digital UAE

All ratings38 ratings
Positive92.1%
Neutral2.6%
Negative5.3%
Written reviews3 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

HBL Mobile (UAE)

No in-app purchases

None

UBL Digital UAE

No in-app purchases

Questions

Is HBL Mobile (UAE) free?
HBL Mobile (UAE) is free to download, with no in-app purchases.
Is UBL Digital UAE free?
UBL Digital UAE is free to download, with no in-app purchases.
Which has better reviews, HBL Mobile (UAE) or UBL Digital UAE?
UBL Digital UAE is rated higher. HBL Mobile (UAE) averages 4.5 out of 5 from 2 ratings, while UBL Digital UAE averages 4.7 from 38 ratings.
Do HBL Mobile (UAE) or UBL Digital UAE have ads?
Neither HBL Mobile (UAE) nor UBL Digital UAE shows ads.
Which is updated more often, HBL Mobile (UAE) or UBL Digital UAE?
HBL Mobile (UAE) ships an update every 2 months, and UBL Digital UAE every 2 months. Most recently, HBL Mobile (UAE) was updated on July 21, 2026 and UBL Digital UAE on September 9, 2026.

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