Al Masraf vs UBL Digital UAE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Al Masraf
Manage your banking needs on the go with this secure mobile application. Check account and card details, transfer funds, pay bills, and request services like cheque books and standing orders. Exclusively for Al Masraf customers, it offers convenient access to your finances anytime, anywhere.
- Account and card details access
- Fund transfers
- Bill payments
- Card activation and blocking
- PIN change
- Cheque book requests
- Remittance services
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Experience the new Al Masraf Mobile Banking app, designed to make daily banking faster, simpler and more secure. Manage your accounts, transfer money, pay bills, view your investments and access a wide range of banking services anytime, anywhere all from the convenience of your mobile device. With an enhanced user experience, stronger security features and improved self-service capabilities, the new Al Masraf Mobile Banking app puts you in control of your finances. * Modern look and feel with an improved, intuitive user experience * Enhanced privacy controls to hide or reveal balances instantly * View your recent transactions directly from the home screen * Access your investments, balances and account details with ease * Secure login using UAE PASS * Download SWIFT messages in PDF format * Share your account details with a single tap * Enhanced card management, including temporary card block, card replacement, PIN management and Apple Pay support * Digital self-service requests for faster banking without visiting a branch * Dedicated views for Islamic and Conventional accounts * Enhanced security with new fraud protection measures to help keep your money safe You can also: * Check account and card balances * Transfer funds locally and internationally * Pay utility bills * Activate, block and manage your cards * Change your card PIN * Make credit card payments * Request cheque books and standing orders * Update your contact details * And much more...
UBL Digital UAE
Manage your finances on the go with this digital banking app. Perform fund transfers, pay bills, locate ATMs, and manage your accounts securely. Offers biometric login and transaction history.
- Fund transfers to UBL and other banks
- Interbank funds transfer
- Credit card bill payments
- ATM and branch locator
- Biometric login
- Account statement with graphical illustration
- Manage daily transaction limits
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UBL Digital App brings the exciting features of Digital banking on smartphones. UBL Digital enhances the financial liberty of our customers and enables them to manage their digital lifestyle anytime, anywhere while on the go. Funds Transfer & Payments: . Transfer Funds to other UBL Account . Transfer Funds within Own Account . Send Tezraftaar Remittance . Interbank Funds Transfer . Pay Credit Card Bill Locate nearby ATMs/Branches: . Find the nearby UBL ATMs and Branches Basic features: . Login through secure Bio-metric verification . Manage Multiple Accounts . e transaction History . Experience Account Statement with graphical illustration . Beneficiary Management Feedback: . Leave a message and one of our customer care representative will . get back to you . Let us know your feedback regarding the App Settings: . Change Daily transaction limits . Enable/Disable Touch ID or Face ID
Screenshots
Verdict
The clearest difference is rating: UBL Digital UAE at 4.7 against Al Masraf's 4.2. UBL Digital UAE also leads on ratings volume (38 vs 5). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UBL Digital UAE holds the better App Store score, 4.7 against 4.2. That said, the two scores are not equally well evidenced: UBL Digital UAE has 38 ratings behind it against 5, so its average is the more settled of the two. Written reviews split almost evenly too, at 0% and 0% positive.
Al Masraf ships an update monthly, UBL Digital UAE every 2 months. The most recent releases landed on September 4, 2026 and September 9, 2026 respectively.
| Parameter | Al Masraf | UBL Digital UAE |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (5 ratings) | 4.7 (38 ratings) — better |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| Number of ratings | 5 | 38 — better |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 129 MB | 88 MB |
| Age rating | 4+ | 4+ |
| Developer | Al Masraf | UBL |
Customer experience
Al Masraf
UBL Digital UAE
In-app purchases
Al Masraf
No in-app purchases
UBL Digital UAE
No in-app purchases
Questions
Is Al Masraf free?
Is UBL Digital UAE free?
Which has better reviews, Al Masraf or UBL Digital UAE?
Do Al Masraf or UBL Digital UAE have ads?
Which is updated more often, Al Masraf or UBL Digital UAE?
Other comparisons
