Comparison

Shared Money vs Expenses & Subscriptions

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Shared Money

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Shared Expenses is the simple app to split costs with whoever you want β€” on a trip, at home, anywhere. Create a sheet, add people, and start logging expenses. The app automatically calculates balances and tells you exactly who needs to pay whom. KEY FEATURES β€’ Shared sheets via iCloud β€” invite anyone with a link β€’ Real-time balances β€” updated instantly with every expense β€’ Settlement suggestions β€” who pays whom and how much β€’ Categories β€” groceries, transport, restaurants and more β€’ Statistics β€” total, average per person, expenses by category β€’ Multi-currency β€” with customizable exchange rate β€’ Export to PDF β€” full summary ready to share β€’ Expense archive β€” keep history without cluttering the main view No sign-up, no account. Just you, your people, and the expenses to split.

About

Expenses & Subscriptions

Features
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Expenses & Subscriptions is the iOS app to control your expenses, subscriptions and shared accounts without relying on any server. Your data lives on your iPhone and is synced only with the people you pick via iCloud Drive. FEATURES β€’ Subscription hub with automatic logos, monthly total and upcoming renewals. β€’ Personal and shared expenses, with your real share calculated automatically. β€’ Financings with installments, remaining debt and next charges. β€’ Full salaries with breakdown, plus other income in the same month: extra payments, rent, one-off jobs. β€’ Hypothetical scenarios to simulate raises, moving houses or new expenses. β€’ Dashboard with alerts, category radar and monthly/yearly breakdown. β€’ Calendar with upcoming charges and filters. β€’ Import and export your full data as CSV (no lock-in). β€’ Multi-select with bulk archive/delete and Undo. β€’ Payment methods, colors and full personalization. PRIVACY β€’ No account, no sign-up, no external servers. β€’ Data never leaves your iPhone except to the iCloud Drive folder you choose. β€’ No ads, no trackers, no in-app purchases. Perfect for couples, flatmates or anyone who wants detailed control of their finances without depending on someone else's cloud.

Screenshots

Shared Money4 screens
Expenses & Subscriptions4 screens

Verdict

The call

The clearest difference is iOS requirement: Shared Money at 16.6 against Expenses & Subscriptions's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Shared Money ships an update every 3 days, Expenses & Subscriptions every 5 days. The most recent releases landed on August 5, 2026 and September 9, 2026 respectively.

Scorecard1 real difference Β· 5 level
Shared Money versus Expenses & Subscriptions: the parameters behind the verdict, then further details
ParameterShared MoneyExpenses & Subscriptions
PriceFreeFree
Update frequencyEvery 3 days β€” betterEvery 5 days
AdsNoNo
In-app purchasesNoNo
DevicesiPhoneiPhone, iPad β€” better
Requires iOS16.6 β€” better26.0
Further details β€” not scored
Size6 MB19 MB
Age rating4+4+
DeveloperMarco LaganaBlas Orti Moya

In-app purchases

None

Shared Money

No in-app purchases

None

Expenses & Subscriptions

No in-app purchases

Questions

Is Shared Money free?
Shared Money is free to download, with no in-app purchases.
Is Expenses & Subscriptions free?
Expenses & Subscriptions is free to download, with no in-app purchases.
Do Shared Money or Expenses & Subscriptions have ads?
Neither Shared Money nor Expenses & Subscriptions shows ads.
Which is updated more often, Shared Money or Expenses & Subscriptions?
Shared Money ships an update every 3 days, and Expenses & Subscriptions every 5 days. Most recently, Shared Money was updated on August 5, 2026 and Expenses & Subscriptions on September 9, 2026.

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