Comparison

Split Mate vs Expenses & Subscriptions

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split Mate

Features
Read full description

SplitMate is a simple and powerful expense splitter designed to help you manage shared expenses, split bills, and track group spending effortlessly. Whether you're sharing rent with roommates, splitting dining bills, or managing trip expenses, SplitMate keeps everything organized and easy to understand. Smart Expense Splitting Add expenses in seconds and split them equally or with custom amounts. SplitMate automatically calculates balances so you always know who owes whom. Perfect for Groups Create multiple groups for trips, households, friends, or teams. Keep each group's expenses separate and organized. Clear Balance Tracking Track all shared expenses and payments in one place. Get a clear overview of balances and settle debts quickly. Expense History & Reports View detailed expense history, add notes, and export reports for budgeting or record-keeping. Key Features • Split bills equally or with custom amounts • Track who owes whom in real-time • Create and manage multiple groups • Add notes and categorize expenses • View complete expense history • Record and track payments • Export expense reports Who Can Use SplitMate • Roommates sharing rent and utilities • Friends splitting bills and outings • Couples managing shared expenses • Travel groups tracking trip spending • Teams handling shared costs Privacy & Security Your data is securely stored and only visible to your group members. SplitMate ensures transparent and safe expense tracking with no hidden charges.

About

Expenses & Subscriptions

Features
Read full description

Expenses & Subscriptions is the iOS app to control your expenses, subscriptions and shared accounts without relying on any server. Your data lives on your iPhone and is synced only with the people you pick via iCloud Drive. FEATURES • Subscription hub with automatic logos, monthly total and upcoming renewals. • Personal and shared expenses, with your real share calculated automatically. • Financings with installments, remaining debt and next charges. • Full salaries with breakdown, plus other income in the same month: extra payments, rent, one-off jobs. • Hypothetical scenarios to simulate raises, moving houses or new expenses. • Dashboard with alerts, category radar and monthly/yearly breakdown. • Calendar with upcoming charges and filters. • Import and export your full data as CSV (no lock-in). • Multi-select with bulk archive/delete and Undo. • Payment methods, colors and full personalization. PRIVACY • No account, no sign-up, no external servers. • Data never leaves your iPhone except to the iCloud Drive folder you choose. • No ads, no trackers, no in-app purchases. Perfect for couples, flatmates or anyone who wants detailed control of their finances without depending on someone else's cloud.

Screenshots

Split Mate4 screens
Expenses & Subscriptions4 screens

Verdict

The call

The clearest difference is update cadence: Expenses & Subscriptions at every 5 days against Split Mate's fortnightly. Split Mate's advantage is iOS requirement (12.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Split Mate ships an update fortnightly, Expenses & Subscriptions every 5 days. The most recent releases landed on September 10, 2026 and September 9, 2026 respectively.

Scorecard2 real differences Ā· 4 level
Split Mate versus Expenses & Subscriptions: the parameters behind the verdict, then further details
ParameterSplit MateExpenses & Subscriptions
PriceFreeFree
Update frequencyFortnightlyEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS12.0 — better26.0
Further details — not scored
Size66 MB19 MB
Age rating4+4+
DeveloperMilin PatelBlas Orti Moya

In-app purchases

None

Split Mate

No in-app purchases

None

Expenses & Subscriptions

No in-app purchases

Questions

Is Split Mate free?
Split Mate is free to download, with no in-app purchases.
Is Expenses & Subscriptions free?
Expenses & Subscriptions is free to download, with no in-app purchases.
Do Split Mate or Expenses & Subscriptions have ads?
Neither Split Mate nor Expenses & Subscriptions shows ads.
Which is updated more often, Split Mate or Expenses & Subscriptions?
Split Mate ships an update fortnightly, and Expenses & Subscriptions every 5 days. Most recently, Split Mate was updated on September 10, 2026 and Expenses & Subscriptions on September 9, 2026.

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