Comparison

Mulligan Finance vs INTEGRA.NG

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mulligan Finance

Access fast, easy, and secure credit for emergency needs, salary advances, or business growth. Streamlined application, KYC, and repayment processes are available directly from your mobile device.

Highlights
  • Quick emergency loans
  • Salary advance loans
  • Business loans for SMEs
  • Secure KYC process
  • Effortless repayment tracking
  • Biometric login and enhanced security
  • Virtual account wallet
Features
Read full description

Mulligan Finance is a modern digital lending platform designed to make accessing credit fast, easy, and secure. Whether you need a quick emergency loan, a salary advance, or a business loan to support your growing enterprise, Mulligan Finance provides a streamlined experience from application to disbursement right from your mobile phone. With Mulligan Finance, getting started is simple. The onboarding process includes quick sign-up, phone number verification, and basic personal information such as name, address, email, and date of birth. Users are guided through a secure KYC process, including BVN verification, selfie capture, and uploading a government-issued ID. This ensures we maintain a secure and trustworthy lending environment. Our loan categories include: Quick Loans (up to ₦50,000) for urgent needs. Salary Loans (up to ₦1,000,000) for employed professionals. Business Loans (up to ₦10,000,000) for SMEs and entrepreneurs. Users can view loan types, understand requirements, and select a product that best suits their financial need. Once a loan is selected, the app walks the user through employment or business information collection, next-of-kin details, bank account verification, bank statement submission and debit card linking for seamless repayment. Mulligan Finance also makes loan repayment effortless. Users can view detailed repayment schedules, track payment history, and make repayments via linked debit cards. Automatic reminders are sent via email before due dates, and users receive notifications for successful or failed transactions. Default alerts help users stay aware of obligations. Additional features include: A secure wallet with virtual account top-up and withdrawal. Full profile and settings management. Biometric login and enhanced app security using transaction PINs and security questions. Access to legal documents including privacy policy, loan agreements, and terms of use. Support access via in-app features and email (support@mulliganfn.com). Mulligan Finance is your reliable financial partner for quick and accessible loans. We are committed to delivering transparency, speed, and support throughout your borrowing journey. Download now and take control of your financial goals today.

About

INTEGRA.NG

Features
Read full description

Take control of your finances with INTEGRA, the modern, member-owned financial ecosystem designed to help you save smarter, loan/lend better, and grow your wealth. Whether you are looking to build a disciplined savings habit or need access to affordable capital for your next big project, INTEGRA provides a secure, transparent, and technology-driven platform to achieve your goals. INTEGRA is a financial wellness and savings platform designed to help individuals build better financial habits, grow their money, and achieve their financial goals with greater confidence. With INTEGRA, members have access to simple and practical financial tools that make it easier to save consistently, invest wisely, access loans anytime, and make intentional decisions about their money - for example, lending it to verified businesses of different sectors and earning returns after a stipulated period. Whether you are saving towards an emergency fund, planning for a major purchase, building an investment portfolio, or simply trying to become more disciplined with your finances, INTEGRA gives you a structured platform to take control of your financial journey. Through Members Fixed Savings (MFS), members can set aside money for specific periods while earning returns. INTEGRA also provides investment opportunities that allow members to put their money to work and build towards long-term financial growth. Members who need access to credit can also leverage INTEGRA's lending options, subject to applicable terms and eligibility requirements. This provides a structured way to access funds while remaining part of a community built around responsible financial management. Beyond savings, investments, and lending, INTEGRA is focused on helping members develop a stronger financial mindset. The platform encourages financial discipline, goal-setting, consistency, and informed decision-making so that every naira has a purpose. INTEGRA brings these experiences together in one platform, giving members a clearer view of their financial activities and helping them stay committed to their goals. Our vision is to build a financially stronger community where people can move from simply earning and spending money to saving intentionally, investing consistently, accessing responsible credit, and creating lasting financial progress. Save. Invest. Lend. Grow. With INTEGRA, your financial goals have a place to start - and a community to grow with.

Screenshots

Mulligan Finance4 screens
INTEGRA.NG4 screens

Verdict

The call

The clearest difference is ads: INTEGRA.NG at none against Mulligan Finance's shown. Mulligan Finance's advantage is iOS requirement (13.0 vs 15.1). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences · 7 level
Mulligan Finance versus INTEGRA.NG: the parameters behind the verdict, then further details
ParameterMulligan FinanceINTEGRA.NG
PriceFreeFree
Rating3.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyEvery 4 months—
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size76 MB24 MB
Age rating17+17+
DeveloperMulligan Finance LimitedINTEGRA SYNERGIA LTD

In-app purchases

None

Mulligan Finance

No in-app purchases

None

INTEGRA.NG

No in-app purchases

Questions

Is Mulligan Finance free?
Mulligan Finance is free to download, with no in-app purchases.
Is INTEGRA.NG free?
INTEGRA.NG is free to download, with no in-app purchases.
Do Mulligan Finance or INTEGRA.NG have ads?
Mulligan Finance shows ads; INTEGRA.NG does not.

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