Comparison

BorçKolay vs Borcsuz

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BorçKolay

Features
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BorçKolay, kişisel finans yönetiminizi kolaylaştıran, modern ve kullanıcı dostu bir finansal yönetim uygulamasıdır. Borçlarınızı, alacaklarınızı ve varlıklarınızı tek bir platformda yönetmenizi sağlar. Öne Çıkan Özellikler: Borç ve Alacak Takibi: Tüm borç ve alacaklarınızı detaylı bir şekilde kaydedin ve takip edin Varlık Yönetimi: Mevcut varlıklarınızı kategorize edin ve değerlerini takip edin Detaylı İstatistikler: Finansal durumunuzu grafikler ile analiz edin Bildirim Sistemi: Önemli finansal tarihleri kaçırmayın Kullanıcı Dostu Arayüz: Modern ve sezgisel tasarım Veri Yedekleme: Tüm verileriniz güvenli bir şekilde bulutta saklanır Gizlilik Odaklı: Kişisel finansal verileriniz güvenle korunur "Borçkolay, banka, finans kurumu, ödeme kuruluşu veya elektronik para kuruluşu değildir. 6493 sayılı kanun kapsamında lisanslı bir finansal hizmet sağlayıcısı değildir. Kullanıcılar arasında ödeme aracı olarak çalışmaz." Kullanıcı Sözleşmesi: https://borckolay.com/kullanici-sozlesmesi

About

Borcsuz

Features
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=== PROMOTIONAL TEXT (135/170) === See your debt-free date. Track every balance, simulate extra payments, and follow Snowball or Avalanche — with widgets and Apple Watch. === KEYWORDS (98/100) === debt,payoff,snowball,avalanche,loan,credit card,freedom date,payment planner,debt tracker,interest === DESCRIPTION (1117/4000) === Borcsuz helps you plan the path to debt freedom — not just list what you owe. See your total debt, freedom progress, and estimated debt-free date in one place. Record payments, explore “what if” scenarios, and get a clear payoff order with Snowball or Avalanche. WHAT YOU CAN DO • Home overview — total remaining, freedom ring, days and months left • Track debts — credit cards, loans, gold/FX units, friends & family, and more • Log payments — balances and forecasts update instantly • Payment Simulator — extra or missed payments without changing your real data • Snowball & Avalanche — recommended order, milestones, interest comparison • Freedom Timeline — from today to each paid-off debt to debt-free • Reports — monthly progress and debt reduction charts • Goals & monthly budget leftover • Achievements for progress milestones • Reminders for upcoming and overdue payments • Widgets and Apple Watch companion • Export/import your data; Face ID / PIN app lock Built for people who want clarity and motivation — not expense tracking or full accounting. Download Borcsuz and start moving toward debt freedom.

Screenshots

BorçKolay4 screens
Borcsuz4 screens

Verdict

The call

The clearest difference is in-app purchases: Borcsuz at none against BorçKolay's 3. Borcsuz also leads on update cadence (every 6 days vs every 3 weeks). BorçKolay's advantage is iOS requirement (13.0 vs 17.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. BorçKolay sells 3 in-app purchases, starting at $2.99 per month. Borcsuz asks for nothing beyond the download.

UpkeepUpdate frequency

BorçKolay ships an update every 3 weeks, Borcsuz every 6 days. The most recent releases landed on November 5, 2026 and November 13, 2026 respectively.

Scorecard3 real differences · 3 level
BorçKolay versus Borcsuz: the parameters behind the verdict, then further details
ParameterBorçKolayBorcsuz
PriceFreeFree
Update frequencyEvery 3 weeksEvery 6 days — better
AdsYesYes
In-app purchasesYesNo — better
DevicesiPhone, iPodiPhone, iPad, Apple Watch — better
Requires iOS13.0 — better17.0
Further details — not scored
Size97 MB9 MB
Age rating4+4+
DeveloperAykan DemirciEge Senkul

In-app purchases

3 purchases

BorçKolay

Subscriptions3
  • Başlangıç Planı$2.991 Month
  • Dengeli Plan$12.996 Months
  • Ekonomik Plan$22.991 Year
None

Borcsuz

No in-app purchases

Questions

Is BorçKolay free?
BorçKolay is free to download, with in-app purchases available.
Is Borcsuz free?
Borcsuz is free to download, with no in-app purchases.
Do BorçKolay or Borcsuz have ads?
Both BorçKolay and Borcsuz show ads.
Which is updated more often, BorçKolay or Borcsuz?
BorçKolay ships an update every 3 weeks, and Borcsuz every 6 days. Most recently, BorçKolay was updated on November 5, 2026 and Borcsuz on November 13, 2026.

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