Akçem vs Borcsuz

Akçem, paranın nerede olduğunu ve ay sonuna ne kadar kalacağını tek ekranda gösterir. • Hesaplar ve kredi kartları: bakiye, kart borcu, kesim ve son ödeme günleri • Ekstre içe aktarma: bankanın PDF ekstresini seç, harcamalar kartına yazılsın • Döviz ekstreleri: USD, EUR ve GBP ekstreleri son ödeme günündeki kurla ya da kendi kurunla • Bütçeler ve abonelikler: kategori limitleri, zamlanan abonelikler, yaklaşan ödemeler • Harcanabilir tutar: ekstreler ve düzenli ödemeler çıktıktan sonra kalan para • Portföy: hisse, fon, döviz, altın ve kripto varlıklarının güncel değeri • Aylık özet, widget'lar, Siri ve Kısayollar Gizlilik: Hesap açman gerekmez. Reklam ve takip yok. Kayıtların cihazında ve kendi özel iCloud alanında durur.

=== PROMOTIONAL TEXT (135/170) === See your debt-free date. Track every balance, simulate extra payments, and follow Snowball or Avalanche — with widgets and Apple Watch. === KEYWORDS (98/100) === debt,payoff,snowball,avalanche,loan,credit card,freedom date,payment planner,debt tracker,interest === DESCRIPTION (1117/4000) === Borcsuz helps you plan the path to debt freedom — not just list what you owe. See your total debt, freedom progress, and estimated debt-free date in one place. Record payments, explore “what if” scenarios, and get a clear payoff order with Snowball or Avalanche. WHAT YOU CAN DO • Home overview — total remaining, freedom ring, days and months left • Track debts — credit cards, loans, gold/FX units, friends & family, and more • Log payments — balances and forecasts update instantly • Payment Simulator — extra or missed payments without changing your real data • Snowball & Avalanche — recommended order, milestones, interest comparison • Freedom Timeline — from today to each paid-off debt to debt-free • Reports — monthly progress and debt reduction charts • Goals & monthly budget leftover • Achievements for progress milestones • Reminders for upcoming and overdue payments • Widgets and Apple Watch companion • Export/import your data; Face ID / PIN app lock Built for people who want clarity and motivation — not expense tracking or full accounting. Download Borcsuz and start moving toward debt freedom.