Spending Tracker vs Finzy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spending Tracker
Easily organize bills, track expenses, and manage your budget with this lightweight money manager. Log income and expenses, set up recurring transactions, and gain insights into your spending habits. Export your data to a spreadsheet for further analysis.
- Track Apple Pay transactions
- Expense and income logging
- Recurring transaction setup
- Category management
- Data export to spreadsheet
- Offline functionality
- Monthly spending summaries
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Bux is the lightweight spending tracker that makes it simple to organize your bills, track expenses, and stay on budget. Free to try — no sign-up, no credit card required. FEATURES: - Track Apple Pay transactions - Notifications - Log income and expense - Recurring transactions - Categories - Export to spreadsheet - Offline: phone storage only INSIGHTS: - Monthly summary - Category breakdown - Subscriptions tracking - Installment progress Take control of your money — download Bux today!
Finzy
Effortlessly log expenses by speaking, scanning receipts, or quick taps. Set budgets, track bills, and gain insights into your spending habits with AI-powered analysis. All your data stays on your device, with optional cloud backup.
- Voice expense logging
- Receipt scanning
- Customizable budgets
- Bill reminders
- AI spending insights
- Offline functionality
- Data export
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Log any expense in seconds with your voice, a receipt or a few taps. See clear insights, and ask Fin anything about your spending. Everything lives on your phone. No account needed to start. LOG IT IN SECONDS • SPEAK IT — Tap the mic and say "forty two for groceries at HEB." Finzy fills in the amount, the place and the category. Your speech becomes text on your device; the recording never leaves your phone. • SCAN IT — Point the camera at a receipt and Finzy reads the total, the shop and the date. The photo is used once and never stored. • TAP IT — A big, fast keypad with categories one thumb away. BUDGETS THAT KEEP UP • Set a monthly cap and watch what's left, day by day. • Add per-category budgets — dining, transport, groceries — with suggested amounts based on what you actually spent last month. • Track income from multiple sources and see it against your spending. • "On pace for…" tells you where the month is heading before it gets there. NEVER MISS A BILL • Mark rent, loans and subscriptions as recurring — daily, weekly, monthly or yearly. • Get a reminder the day one is due, so it lands in the right month instead of being forgotten. INSIGHTS WORTH OPENING • Monthly pace — this month against last month at the same point, plus a month-end forecast. • Spending calendar — every day of the month at a glance. Tap any day to see it. • No-spend streaks — days in a row without spending, with your best run this month. • When you spend — the weekday pattern you never noticed. • Charts by category, and month-vs-month comparisons that show exactly what moved. MONTHLY REWIND When the month closes, Finzy turns it into a story: your total, your peak and lightest days, your most and least logged categories, the category that improved most, your no-spend record — and a suggested budget for the month ahead, ready to accept in one tap. AI THAT KNOWS YOUR NUMBERS • Ask AI anything in plain language: "Where did I spend the most?" "How much on food?" "Compare to last month." • AI Insights breaks your month into fixed, needed and flexible spending, estimates where you'll land, and finds real places to save. • Nothing is sent anywhere until you read what's shared and tap to continue. MADE YOURS • 12 ready categories, or build your own from 180+ icons and 25 colors — then drag them into the order you want. • 50 currencies. • English, Spanish and German. • Light, dark, or follow your system. • Export any range to CSV — this month, this year, or everything. YOUR DATA, YOUR CALL • Every expense is stored on your device and works fully offline. • Cloud backup is optional. Turn it on with just your email and a 6-digit code — no password to remember — and your expenses follow you to a new phone. • Pause backup, clear your cloud data, or delete your account entirely, whenever you want. • No ads. No trackers. Nothing sold, ever. Start with one expense. In a month you'll know exactly where your money goes.
Screenshots
Verdict
The clearest difference is in-app purchases: Finzy at none against Spending Tracker's 1. Finzy also leads on ratings volume (5 vs 1). On price, rating, review sentiment and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Tracker sells 1 one-off in-app purchase. Finzy asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for Spending Tracker against 5.0 for Finzy. That said, the two scores are not equally well evidenced: Finzy has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.
Spending Tracker ships an update weekly, Finzy every 5 days. The most recent releases landed on October 30, 2026 and November 6, 2026 respectively.
| Parameter | Spending Tracker | Finzy |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (5 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 1 | 5 — better |
| Update frequency | Weekly | Every 5 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 16.4 |
| Further details — not scored | ||
| Size | 26 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | FELIPE LINCOLN | Naga Sruthi Gullapalli |
Customer experience
Spending Tracker
Finzy
In-app purchases
Spending Tracker
- Lifetime Access$9.99
Finzy
No in-app purchases









