Tip Sheet 2 vs Finzy

Track your tips & shift earnings, fast. Tip Sheet 2 is built for anyone who earns tips: waiters, bartenders, baristas, hair stylists, rideshare drivers, delivery workers, and more. Log your shifts in seconds and see exactly what you're earning. Quick Entry Add a shift with just a few taps. Set a default job and start time so you spend less time typing and more time earning. If you work near your job, Tip Sheet 2 can suggest the right one based on your location. Multiple Jobs & Positions Manage as many jobs as you need, each with its own positions, hourly pay rates, and overtime rules. Whether you're waiting tables at one place and bartending at another, everything stays organized. Tip Outs Set up tip out rules by position, as a percentage of tips or sales. Tip Sheet 2 calculates what you owe automatically. Pay Period Summaries See your earnings broken down by pay period. Weekly, biweekly, or whatever schedule your job uses. Know what to expect before payday. Charts & Reports Interactive charts show your earnings over time. Filter by job and time range to spot trends and compare how different jobs are performing. Overtime Support Configure daily or weekly overtime thresholds with custom multipliers. Your hourly earnings are calculated correctly, even with complex rules. Customizable Fields Only track what matters to you. Show or hide fields like cash tips, credit card tips, total sales, covers, ratings, and notes, globally or per job. iCloud Sync Your data syncs across all your devices automatically. CSV Export Export your shift data for tax prep, budgeting, or your own records. Privacy First Your financial data stays on your devices and in your private iCloud account. Free to Start Track up to 15 shifts for free. Upgrade once to unlock unlimited shifts. No subscriptions, yours forever.

Log any expense in seconds with your voice, a receipt or a few taps. See clear insights, and ask Fin anything about your spending. Everything lives on your phone. No account needed to start. LOG IT IN SECONDS • SPEAK IT — Tap the mic and say "forty two for groceries at HEB." Finzy fills in the amount, the place and the category. Your speech becomes text on your device; the recording never leaves your phone. • SCAN IT — Point the camera at a receipt and Finzy reads the total, the shop and the date. The photo is used once and never stored. • TAP IT — A big, fast keypad with categories one thumb away. BUDGETS THAT KEEP UP • Set a monthly cap and watch what's left, day by day. • Add per-category budgets — dining, transport, groceries — with suggested amounts based on what you actually spent last month. • Track income from multiple sources and see it against your spending. • "On pace for…" tells you where the month is heading before it gets there. NEVER MISS A BILL • Mark rent, loans and subscriptions as recurring — daily, weekly, monthly or yearly. • Get a reminder the day one is due, so it lands in the right month instead of being forgotten. INSIGHTS WORTH OPENING • Monthly pace — this month against last month at the same point, plus a month-end forecast. • Spending calendar — every day of the month at a glance. Tap any day to see it. • No-spend streaks — days in a row without spending, with your best run this month. • When you spend — the weekday pattern you never noticed. • Charts by category, and month-vs-month comparisons that show exactly what moved. MONTHLY REWIND When the month closes, Finzy turns it into a story: your total, your peak and lightest days, your most and least logged categories, the category that improved most, your no-spend record — and a suggested budget for the month ahead, ready to accept in one tap. AI THAT KNOWS YOUR NUMBERS • Ask AI anything in plain language: "Where did I spend the most?" "How much on food?" "Compare to last month." • AI Insights breaks your month into fixed, needed and flexible spending, estimates where you'll land, and finds real places to save. • Nothing is sent anywhere until you read what's shared and tap to continue. MADE YOURS • 12 ready categories, or build your own from 180+ icons and 25 colors — then drag them into the order you want. • 50 currencies. • English, Spanish and German. • Light, dark, or follow your system. • Export any range to CSV — this month, this year, or everything. YOUR DATA, YOUR CALL • Every expense is stored on your device and works fully offline. • Cloud backup is optional. Turn it on with just your email and a 6-digit code — no password to remember — and your expenses follow you to a new phone. • Pause backup, clear your cloud data, or delete your account entirely, whenever you want. • No ads. No trackers. Nothing sold, ever. Start with one expense. In a month you'll know exactly where your money goes.