Comparison

Splitly vs ChopChop

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Splitly

Features
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Snap. Split. Settle. Splitly makes shared expenses disappear in three taps: snap any receipt, assign items, and see fair shares appearβ€”no spreadsheets and no awkward math. Why Splitly: AI receipt scanning with high line-item accuracy, including many handwritten receipts. Unlimited bills, groups, and trips; all core features are free. Line-item precision: split equally, by shares, percentages, or exact dishes, with tax and tip calculated automatically. Smart debt simplification reduces group IOUs to the fewest payments. Multi-currency tracking supports 200+ currencies and separate balances (conversion coming soon). Works offline and syncs when back online. A fast, accessible, and beautiful experience with dark mode. Privacy first with end-to-end encryption, zero ads, and GDPR/CCPA compliance. How it works: scan a receipt with the camera and Splitly extracts items and prices. Assign items to people or split equally with one tap. Share the split by link, text, or email and record payments as they happen. Direct Venmo, PayPal, Cash App, and Revolut settle-ups are on the roadmap. Perfect for roommates tracking rent, utilities, and groceries; road-trip, ski-weekend, or festival crews; couples managing a shared budget; families on vacation; and small teams before reimbursement. Pricing: everything available today is free. A Splitly Pro tierβ€”with receipt vault, AI budgeting assistance, spending trends, custom themes, and priority supportβ€”is in the works. Coming soon: currency conversion with real-time FX rates; direct settle-ups with popular payment apps; a receipt vault with powerful search and tags; AI budgeting assistance and spending-trend insights; and bank and card import to auto-detect shared purchases. Ditch the dreaded bill math and spreadsheets. Download Splitly and split the smart way.

About

ChopChop

Features
Read full description

ChopChop makes splitting bills simple and fair. Whether you're on a trip, sharing rent, or just grabbing dinner β€” ChopChop handles the math so you don't have to. Split Any Way You Want Equal split, custom amounts, or lock specific shares and auto-distribute the rest. Multi-currency support with automatic conversion. Groups & One-Time Splits Create groups for trips, roommates, or events. Or split a single bill instantly without creating a group β€” even without an account. Smart Debt Settlement ChopChop works out the shortest set of payments that clears the group, so nobody pays twice or transfers more than they need to. Settling Up That Sticks A settle-up stays open until the money actually moves. Confirm each payment as it lands, close the app and pick up where you left off, and reopen a payment code any time from Activity. QR Payment Codes Generate ready-to-scan QR codes for instant bank transfers. No more copying IBANs. Add a Payment Without Opening the App After an Apple Pay purchase, ChopChop can offer to file it as a transaction β€” pick the group up front and one tap is enough. Optional, off by default, and set up in a few taps from Settings. Receipt Scanner Snap a photo of your receipt and let AI extract the items and amounts automatically. Guest Mode Try ChopChop without creating an account. Split bills, track history, and see balances β€” no sign-up required. Real-Time Updates Everyone in the group sees changes instantly. No refreshing, no waiting. More Features β€’ Virtual members for people without the app β€’ Home screen widgets β€’ Profile with stats and IBAN management β€’ Dark mode and larger text supported throughout β€’ Available in English and Czech

Screenshots

Splitly4 screens
ChopChop4 screens

Verdict

The call

The clearest difference is device support: Splitly at 3 against ChopChop's 1. Splitly also leads on iOS requirement (15.1 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Splitly ships an update fortnightly, ChopChop every 3 weeks. The most recent releases landed on October 18, 2026 and October 14, 2026 respectively.

Scorecard2 real differences Β· 4 level
Splitly versus ChopChop: the parameters behind the verdict, then further details
ParameterSplitlyChopChop
PriceFreeFree
Update frequencyFortnightly β€” betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod β€” betteriPhone
Requires iOS15.1 β€” better18.0
Further details β€” not scored
Size51 MB12 MB
Age rating4+4+
DeveloperPrateek KarnalAdam Koutny

In-app purchases

None

Splitly

No in-app purchases

None

ChopChop

No in-app purchases

Questions

Is Splitly free?
Splitly is free to download, with no in-app purchases.
Is ChopChop free?
ChopChop is free to download, with no in-app purchases.
Do Splitly or ChopChop have ads?
Neither Splitly nor ChopChop shows ads.
Which is updated more often, Splitly or ChopChop?
Splitly ships an update fortnightly, and ChopChop every 3 weeks. Most recently, Splitly was updated on October 18, 2026 and ChopChop on October 14, 2026.

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