Divvy vs ChopChop

Divvy is a simple expense tracker built for couples, friends, travelers, students, and anyone who splits costs. No sign-up or account is required. Start tracking expenses right away, whether you’re managing everyday spending or sharing costs during a trip. Record payments in seconds, see who owes what, and settle up with ease. ● Record payments quickly with custom currencies ● Calculate fair settlements between group members ● Share and collaborate on expenses in real time ● Invite others to shared groups with a simple link ● Use the app offline whenever you need Divvy is designed to stay simple. No clutter. No ads. Whether you’re splitting dinner with friends, managing travel expenses, or tracking shared household costs, Divvy makes it easy to keep everyone on the same page. Just a clean way to track and settle shared costs.

ChopChop makes splitting bills simple and fair. Whether you're on a trip, sharing rent, or just grabbing dinner — ChopChop handles the math so you don't have to. Split Any Way You Want Equal split, custom amounts, or lock specific shares and auto-distribute the rest. Multi-currency support with automatic conversion. Groups & One-Time Splits Create groups for trips, roommates, or events. Or split a single bill instantly without creating a group — even without an account. Smart Debt Settlement ChopChop works out the shortest set of payments that clears the group, so nobody pays twice or transfers more than they need to. Settling Up That Sticks A settle-up stays open until the money actually moves. Confirm each payment as it lands, close the app and pick up where you left off, and reopen a payment code any time from Activity. QR Payment Codes Generate ready-to-scan QR codes for instant bank transfers. No more copying IBANs. Add a Payment Without Opening the App After an Apple Pay purchase, ChopChop can offer to file it as a transaction — pick the group up front and one tap is enough. Optional, off by default, and set up in a few taps from Settings. Receipt Scanner Snap a photo of your receipt and let AI extract the items and amounts automatically. Guest Mode Try ChopChop without creating an account. Split bills, track history, and see balances — no sign-up required. Real-Time Updates Everyone in the group sees changes instantly. No refreshing, no waiting. More Features • Virtual members for people without the app • Home screen widgets • Profile with stats and IBAN management • Dark mode and larger text supported throughout • Available in English and Czech