Comparison

SE vs Divvy

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

SE

Features
Read full description

Split Expenses is the easiest way to manage shared costs among friends, roommates, or group events. Create groups, add members, and track expenses in real-time β€” no more awkward money talks or complicated calculations! Key Features: - Create groups with friends and family; - Track who owes what with automatic calculations; - Perfect for trips, parties, shared bills, and more. Whether you’re sharing rent, dinner, or travel costs, Split Expenses keeps it fair and simple. Download now and start splitting smarter!

About

Divvy

Easily track and split expenses with friends, family, or travel companions. Record payments, see who owes what, and settle up without needing an account. The app works offline and offers real-time collaboration on shared costs.

Highlights
  • Expense tracking for groups
  • Real-time collaboration
  • Offline functionality
  • Quick payment recording
  • Fair settlement calculation
  • Custom currencies
Read full description

Divvy is a simple expense tracker built for couples, friends, travelers, students, and anyone who splits costs. No sign-up or account is required. Start tracking expenses right away, whether you’re managing everyday spending or sharing costs during a trip. Record payments in seconds, see who owes what, and settle up with ease. ● Record payments quickly with custom currencies ● Calculate fair settlements between group members ● Share and collaborate on expenses in real time ● Invite others to shared groups with a simple link ● Use the app offline whenever you need Divvy is designed to stay simple. No clutter. No ads. Whether you’re splitting dinner with friends, managing travel expenses, or tracking shared household costs, Divvy makes it easy to keep everyone on the same page. Just a clean way to track and settle shared costs.

Screenshots

SE4 screens
Divvy4 screens

Verdict

The call

The clearest difference is in-app purchases: SE at none against Divvy's 1. SE also leads on iOS requirement (15.1 vs 17.6). Divvy's advantage is ads (none vs shown) and update cadence (weekly vs every 3 weeks). On price and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Divvy sells 1 one-off in-app purchase. SE asks for nothing beyond the download.

UpkeepUpdate frequency

SE ships an update every 3 weeks, Divvy weekly. The most recent releases landed on May 18, 2026 and September 7, 2026 respectively.

Scorecard4 real differences Β· 3 level
SE versus Divvy: the parameters behind the verdict, then further details
ParameterSEDivvy
PriceFreeFree
Update frequencyEvery 3 weeksWeekly β€” better
AdsYesNo β€” better
In-app purchasesNo β€” betterYes
Monetizationβ€”Free
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 β€” better17.6
Further details β€” not scored
Size40 MB4 MB
Age rating12+4+
DeveloperPatricia RosalisYU KATO

In-app purchases

None

SE

No in-app purchases

1 purchases

Divvy

One-time1
  • Divvy Premium$3.99

Questions

Is SE free?
SE is free to download, with no in-app purchases.
Is Divvy free?
Divvy is free to download, with in-app purchases available.
Do SE or Divvy have ads?
SE shows ads; Divvy does not.
Which is updated more often, SE or Divvy?
SE ships an update every 3 weeks, and Divvy weekly. Most recently, SE was updated on May 18, 2026 and Divvy on September 7, 2026.

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