Comparison

Divvy vs Team Pay App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Divvy

Easily track and split expenses with friends, family, or travel companions. Record payments, see who owes what, and settle up without needing an account. The app works offline and offers real-time collaboration on shared costs.

Highlights
  • Expense tracking for groups
  • Real-time collaboration
  • Offline functionality
  • Quick payment recording
  • Fair settlement calculation
  • Custom currencies
Read full description

Divvy is a simple expense tracker built for couples, friends, travelers, students, and anyone who splits costs. No sign-up or account is required. Start tracking expenses right away, whether you’re managing everyday spending or sharing costs during a trip. Record payments in seconds, see who owes what, and settle up with ease. ● Record payments quickly with custom currencies ● Calculate fair settlements between group members ● Share and collaborate on expenses in real time ● Invite others to shared groups with a simple link ● Use the app offline whenever you need Divvy is designed to stay simple. No clutter. No ads. Whether you’re splitting dinner with friends, managing travel expenses, or tracking shared household costs, Divvy makes it easy to keep everyone on the same page. Just a clean way to track and settle shared costs.

About

Team Pay App

Features
Read full description

Make bill splitting and shared expense settlements simpler. Team Pay is an app designed to make group payments easier to manage. You can record shared expenses for trips, dinners, events, living together, or shared housing, and clearly see the final settlement for everyone in the group. Just record each expense to keep track of who paid how much and who owes whom. Because Team Pay helps minimize the number of transfers needed, even complex shared expenses can be settled more smoothly. Team Pay also supports a web version at teampay.jp. Simply share the URL with people who do not have the app installed, and they can view and edit the same group together. Key Features ・Bill splitting and shared expense settlement ・Group sharing and collaborative editing ・Automatic settlement calculation ・Flexible split settings ・Multi-currency support ・Receipt scanning ・Category management ・Photo attachments Recommended for ・Settling expenses for trips, drives, and dinners ・Managing shared living costs for couples or housemates ・Everyday group expenses with shared payments Team Pay is designed to make group payments as simple and easy to understand as possible. Privacy Policy: https://teampay.jp/privacy Terms of Use: https://teampay.jp/terms

Screenshots

Divvy4 screens
Team Pay App4 screens

Verdict

The call

The clearest difference is iOS requirement: Divvy at 17.6 against Team Pay App's 26.2. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Divvy sells 1 one-off in-app purchase and Team Pay App sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Divvy ships an update weekly, Team Pay App every 4 days. The most recent releases landed on September 7, 2026 and September 15, 2026 respectively.

Scorecard1 real difference · 6 level
Divvy versus Team Pay App: the parameters behind the verdict, then further details
ParameterDivvyTeam Pay App
PriceFreeFree
Update frequencyWeeklyEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.6 — better26.2
Further details — not scored
Size4 MB27 MB
Age rating4+4+
DeveloperYU KATOYuta Nishimatsu

In-app purchases

1 purchases

Divvy

One-time1
  • Divvy Premium$3.99
2 purchases

Team Pay App

Subscriptions2
  • Team Pay Pro Monthly$2.991 Month
  • Team Pay Pro Yearly$29.991 Year

Questions

Is Divvy free?
Divvy is free to download, with in-app purchases available.
Is Team Pay App free?
Team Pay App is free to download, with in-app purchases available.
Do Divvy or Team Pay App have ads?
Neither Divvy nor Team Pay App shows ads.
Which is updated more often, Divvy or Team Pay App?
Divvy ships an update weekly, and Team Pay App every 4 days. Most recently, Divvy was updated on September 7, 2026 and Team Pay App on September 15, 2026.

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